VTIAF (FamiCord AG) Financial Strength: 4 (As of Mar. 2026) — Near Median

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VTIAF FamiCord AG VTIAF
57 GF Score
Price $6.38
GF Value $10.35
! 4 Warning Signs
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What is FamiCord AG Financial Strength?

FamiCord AG VTIAF 57 Financial Strength is 4 as of Mar. 2026, which is at its 10-year median of 4.00. GuruFocus rates VTIAF with a GF Score™ of 57/100 and a GF Value™ of $10.35. The stock has 4 warning signs investors should review.

FamiCord AG has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

FamiCord AG's Interest Coverage for the quarter that ended in Mar. 2026 was 0.49. FamiCord AG's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.29. As of today, FamiCord AG's Altman Z-Score is 0.13.


FamiCord AG  (OTCPK:VTIAF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

FamiCord AG has the Financial Strength Rank of 4.


FamiCord AG Financial Strength Related Terms


VTIAF vs HCA, THC, DVA: Financial Strength Comparison

For the Medical Care Facilities subindustry, FamiCord AG's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FamiCord AG Financial Strength vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, FamiCord AG's Financial Strength distribution charts can be found below:

* The bar in red indicates where FamiCord AG's Financial Strength falls into.


VTIAF
57GF Score
FamiCord AG VTIAF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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FamiCord AG Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

FamiCord AG's Interest Expense for the months ended in Mar. 2026 was $-1.2 Mil. Its Operating Income for the months ended in Mar. 2026 was $0.6 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $23.1 Mil.

FamiCord AG's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.593/-1.216
=0.49

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

FamiCord AG's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(5.57 + 23.052) / 99.404
=0.29

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

FamiCord AG has a Z-score of 0.13, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 0.13 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
FamiCord AG (VTIAF) has a Financial Strength of 4 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on FamiCord AG and its competitors. This is near median its historical median of 4.00. Over the past decade, FamiCord AG's Financial Strength has ranged from 3.00 to 8.00.
Is FamiCord AG's Financial Strength too high?
FamiCord AG's current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 8.00. Overall, FamiCord AG has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does FamiCord AG's Financial Strength compare to HCA and THC?
FamiCord AG's Financial Strength of 4 can be compared against companies in the Healthcare Providers & Services industry. Historically, FamiCord AG's own Financial Strength has ranged from 3.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Healthcare Providers & Services company?
A good Financial Strength depends on the Healthcare Providers & Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on FamiCord AG and its competitors. FamiCord AG's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FamiCord AG stock overvalued right now?
FamiCord AG (VTIAF) has a current Financial Strength of 4. The stock's GF Value™ is $10.35, compared to a current price of $6.38 — trading 38.4% below its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. FamiCord AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For FamiCord AG (VTIAF), the current Financial Strength is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FamiCord AG (VTIAF) Overvalued in 2026?

Based on GuruFocus' analysis, FamiCord AG stock appears to be undervalued. The current stock price of $6.38 is trading 38.4% below its estimated GF Value™ of $10.35.

Key valuation signals for VTIAF:

  • Financial Strength: 4 (near median its 10-year median of 4.00)
  • GF Value™: $10.35 vs. price of $6.38 (38.4% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the VTIAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FamiCord AG Business Description

Other Exchanges V3V:Germany
Address Perlickstrase 5, Leipzig, DEU, D-04103
FamiCord AG is an umbilical cord blood bank. It supplies cryopreservation and provides logistics for the collection of blood, preparation, and storage of stem cells from umbilical cord blood and tissue. The company is active in the areas of cell and gene therapies and CDMO. It continues to develop from a pure stem cell bank into a more broadly based cell bank that can supply available patients own cells for current and future cell therapies. Its services include stem cells banking, stem cells scientific proof, FamiCord contribution, stem cell applications list, stem cell applications stories, and stem cells banking for society. Its segments include Subgroup Vita 34 and Subgroup PBKM, which generate maximum revenue. It operates in Germany, Poland, Switzerland, and other foreign countries.
57GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.38
Price
$10.35
GF Value