Whitman Holdings Bhd (XKLS:03070) Financial Strength: 7 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:03070 Whitman Holdings Bhd XKLS:03070
17 GF Score
Price RM0.15
! 1 Warning Sign
View Full Analysis

What is Whitman Holdings Bhd Financial Strength?

Whitman Holdings Bhd XKLS:03070 17 Financial Strength is 7 as of Jun. 2026, which is at its 10-year median of 7.00. GuruFocus rates XKLS:03070 with a GF Score™ of 17/100. The stock has 1 warning sign investors should review.

Whitman Holdings Bhd has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Whitman Holdings Bhd's Interest Coverage for the quarter that ended in Jun. 2026 was 142.25. Whitman Holdings Bhd's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.03. As of today, Whitman Holdings Bhd's Altman Z-Score is 0.00.


Whitman Holdings Bhd  (XKLS:03070) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Whitman Holdings Bhd has the Financial Strength Rank of 7.


Whitman Holdings Bhd Financial Strength Related Terms


XKLS:03070 vs BLK, BX, KKR: Financial Strength Comparison

For the Asset Management subindustry, Whitman Holdings Bhd's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Whitman Holdings Bhd Financial Strength vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Whitman Holdings Bhd's Financial Strength distribution charts can be found below:

* The bar in red indicates where Whitman Holdings Bhd's Financial Strength falls into.


XKLS:03070
17GF Score
Whitman Holdings Bhd XKLS:03070
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Whitman Holdings Bhd Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Whitman Holdings Bhd's Interest Expense for the months ended in Jun. 2026 was RM-0.00 Mil. Its Operating Income for the months ended in Jun. 2026 was RM0.57 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RM0.04 Mil.

Whitman Holdings Bhd's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*0.569/-0.004
=142.25

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Whitman Holdings Bhd has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Whitman Holdings Bhd's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.164 + 0.044) / 6.078
=0.03

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Whitman Holdings Bhd has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Whitman Holdings Bhd (XKLS:03070) has a Financial Strength of 7 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Whitman Holdings Bhd and its competitors. This is near median its historical median of 7.00. Over the past decade, Whitman Holdings Bhd's Financial Strength has ranged from 7.00 to 7.00.
Is Whitman Holdings Bhd's Financial Strength too high?
Whitman Holdings Bhd's current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 7.00. Overall, Whitman Holdings Bhd has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Whitman Holdings Bhd's Financial Strength compare to BLK and BX?
Whitman Holdings Bhd's Financial Strength of 7 can be compared against companies in the Asset Management industry. Historically, Whitman Holdings Bhd's own Financial Strength has ranged from 7.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Whitman Holdings Bhd and its competitors. Whitman Holdings Bhd's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Whitman Holdings Bhd stock overvalued right now?
Whitman Holdings Bhd (XKLS:03070) has a current Financial Strength of 7. The current Financial Strength is 7, which is near median its 10-year median of 7.00. Whitman Holdings Bhd's overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Whitman Holdings Bhd (XKLS:03070), the current Financial Strength is 7 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Whitman Holdings Bhd Business Description

Address Jalan PJU 1/42, No. 17-2, Block E1, Dataran Prima, Petaling Jaya, SGR, MYS, 47301
Whitman Holdings Bhd is an investment holding company. Through its subsidiaries, the company is principally involved in the provision of holistic financial planning solutions focusing on retirement planning. The company's core advisory services consist of advisory and consultation services and dealing in securities (UTS and PRS). It also provides insurance consulting services and will-writing services as part of its complementary services. The company derives the majority of revenue from the provision of its Core advisory services, prominently from the dealing in securities (UTS and PRS) services. Geographically, it operates within Malaysia.
17GF Score

Get the complete analysis for XKLS:03070

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.15
Price