UIL Finance (LSE:UTLI) GF Value Rank: 0 (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:UTLI UIL Finance Ltd LSE:UTLI
27 GF Score
Price £1.32
! 2 Warning Signs
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What is UIL Finance GF Value Rank?

UIL Finance has the GF Value Rank of 0.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


UIL Finance GF Value Rank Related Terms

LSE:UTLI
27GF Score
UIL Finance Ltd LSE:UTLI
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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UIL Finance Business Description

Other Exchanges UTLH:UK
Address 2 Church Street, Clarendon House, Hamilton, BMU, HM 11
UIL Finance Ltd is an investment company that operates as a subsidiary of UIL Ltd. It generates revenue by financing the zero dividend preference shares debt of UIL Ltd through lending current asset funds. UIL Finance's activities involve identifying and investing in undervalued assets across various sectors, including utilities and infrastructure. The company's investment approach includes holding a diversified portfolio of securities such as shares, bonds, and convertibles, and it focuses on long-term value creation through active shareholder engagement and investment management. The company is exempt from taxation, except insofar as it is withheld from income received.
27GF Score

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