SpareBank 1 Nordmore (STU:MZ3) Profitability Rank: 4 (As of Jun. 2026) — 20% Below Median

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STU:MZ3 SpareBank 1 Nordmore STU:MZ3
61 GF Score
Price €15.76
GF Value €13.26
Valuation Modestly Overvalued
! 7 Warning Signs
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What is SpareBank 1 Nordmore Profitability Rank?

SpareBank 1 Nordmore STU:MZ3 -1.10% 61 Profitability Rank is 4 as of Jun. 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates STU:MZ3 with a GF Score™ of 61/100 and a GF Value™ of €13.26 (Modestly Overvalued). The stock has 7 warning signs investors should review.

SpareBank 1 Nordmore has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

SpareBank 1 Nordmore's Operating Margin % for the quarter that ended in Jun. 2026 was 0.00%. As of today, SpareBank 1 Nordmore's Piotroski F-Score is 3.


SpareBank 1 Nordmore Profitability Rank Related Terms


SpareBank 1 Nordmore Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Nordmore's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Nordmore Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Nordmore's Profitability Rank distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Nordmore's Profitability Rank falls into.


STU:MZ3
61GF Score
SpareBank 1 Nordmore STU:MZ3
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Nordmore Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

SpareBank 1 Nordmore has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

SpareBank 1 Nordmore's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
= / 28.705083030921
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

SpareBank 1 Nordmore has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
SpareBank 1 Nordmore (STU:MZ3) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on SpareBank 1 Nordmore and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, SpareBank 1 Nordmore's Profitability Rank has ranged from 3.00 to 6.00.
Is SpareBank 1 Nordmore's Profitability Rank too high?
SpareBank 1 Nordmore's current Profitability Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, SpareBank 1 Nordmore has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Nordmore's Profitability Rank compare to competitors?
SpareBank 1 Nordmore's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, SpareBank 1 Nordmore's own Profitability Rank has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on SpareBank 1 Nordmore and its competitors. SpareBank 1 Nordmore's current Profitability Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Nordmore stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Nordmore (STU:MZ3) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.26, compared to a current price of €15.76 — trading 18.8% above its estimated fair value. The current Profitability Rank is 4, which is 20% below median its 10-year median of 5.00. SpareBank 1 Nordmore's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For SpareBank 1 Nordmore (STU:MZ3), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Nordmore (STU:MZ3) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nordmore stock appears to be overvalued. The current stock price of €15.76 is trading 18.8% above its estimated GF Value™ of €13.26. GuruFocus considers SpareBank 1 Nordmore to be Modestly Overvalued.

Key valuation signals for STU:MZ3:

  • Profitability Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: €13.26 vs. price of €15.76 (18.8% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the STU:MZ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Nordmore Business Description

Other Exchanges SNOR:Norway
Address Hammersborggata 11, Oslo, NOR, 0179
SpareBank 1 Nordmore, formerly Sparebank 1 Nordvest is an independent and local bank in More og Romsdal. The company offers banking products and services including Private online banking Online banking business, Insurance, and Pension. It has one segment, which is lending to finance commercial property, including lending that represents the joint debt in a condominium or housing association.
61GF Score

Get the complete analysis for STU:MZ3

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.76
Price
€13.26
GF Value