SpareBank 1 SMN (CHIX:MINGO) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:MINGO SpareBank 1 SMN CHIX:MINGO
74 GF Score
Price kr191.53
GF Value kr183.65
Valuation Fairly Valued
! 7 Warning Signs
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What is SpareBank 1 SMN Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

SpareBank 1 SMN Quality Rank Related Terms

CHIX:MINGO
74GF Score
SpareBank 1 SMN CHIX:MINGO
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 SMN (CHIX:MINGO) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 SMN stock appears to be overvalued. The current stock price of kr191.53 is trading 4.3% above its estimated GF Value™ of kr183.65. GuruFocus considers SpareBank 1 SMN to be Fairly Valued.

Key valuation signals for CHIX:MINGO:

  • Quality Rank:
  • GF Value™: kr183.65 vs. price of kr191.53 (4.3% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the CHIX:MINGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 SMN Business Description

Address Sondre gate 4, Trondheim, NOR, 7011
SpareBank 1 SMN is a regional bank offering retail and corporate banking services and principally operating in Norway. The bank is among the owners of the SpareBank 1 Alliance. The services and products of the bank serves real estate, construction, sea farming, agriculture, fisheries, shipbuilding, offshore, and retail industries as well as the public and energy sectors. The bank's income is split nearly evenly between net interest income and net fees and commission income. The company has Retail Banking and Corporate Banking as its reportable segment.
74GF Score

Get the complete analysis for CHIX:MINGO

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr191.53
Price
kr183.65
GF Value