CICHY (China Construction Bank) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CICHY China Construction Bank Corp CICHY
63 GF Score
Price $20.84
GF Value $17.13
Valuation Modestly Overvalued
! 8 Warning Signs
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What is China Construction Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

China Construction Bank Quality Rank Related Terms

CICHY
63GF Score
China Construction Bank Corp CICHY
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is China Construction Bank (CICHY) Overvalued in 2026?

Based on GuruFocus' analysis, China Construction Bank stock appears to be overvalued. The current stock price of $20.84 is trading 21.7% above its estimated GF Value™ of $17.13. GuruFocus considers China Construction Bank to be Modestly Overvalued.

Key valuation signals for CICHY:

  • Quality Rank:
  • GF Value™: $17.13 vs. price of $20.84 (21.7% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the CICHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Construction Bank Business Description

Address No. 25, Financial Street, Xicheng District, Beijing, CHN, 100033
China Construction Bank, headquartered in Beijing, is China's second-largest bank. It went public on the Hong Kong Stock Exchange in 2005 and listed shares in mainland China in 2007. Central Huijin Investment, China's sovereign wealth fund manager, is the largest shareholder with a 57% share. Fullerton Financial Holdings (a subsidiary of Temasek) is the second-largest shareholder with a 4.99% stake. CCB strives to provide customers with comprehensive financial services. The corporate banking, retail banking, and wholesale banking business segments accounted for 22%, 41%, and 34% of profit before tax, respectively, in 2025.
63GF Score

Get the complete analysis for CICHY

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.84
Price
$17.13
GF Value