Zhongyuan Bank Co (FRA:2ZG) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2ZG Zhongyuan Bank Co Ltd FRA:2ZG
38 GF Score
Price €0.02
GF Value €0.03
! 3 Warning Signs
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What is Zhongyuan Bank Co Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Zhongyuan Bank Co Quality Rank Related Terms

FRA:2ZG
38GF Score
Zhongyuan Bank Co Ltd FRA:2ZG
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Zhongyuan Bank Co (FRA:2ZG) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongyuan Bank Co stock appears to be undervalued. The current stock price of €0.02 is trading 29.3% below its estimated GF Value™ of €0.03.

Key valuation signals for FRA:2ZG:

  • Quality Rank:
  • GF Value™: €0.03 vs. price of €0.02 (29.3% below fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the FRA:2ZG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zhongyuan Bank Co Business Description

Other Exchanges 01216:Hong Kong
Address No. 9 Waihuan Road, Zhengdong New District, Financial Island, Henan Province, Zhengzhou, CHN
Zhongyuan Bank Co Ltd is engaged in the provision of corporate banking services. The business segments of the company are the Corporate banking segment, which represents the provision of a range of financial products and services to corporations, government agencies and financial institutions; The retail banking segment represents the provision of a range of financial products and services to retail customers; The financial markets business segment covers the Group's financial markets business operations. The financial markets business enters into inter-bank money market transactions, repurchase transactions, and investments; and Other segments. The company generates the majority of its revenue from the Corporate Banking segment.
38GF Score

Get the complete analysis for FRA:2ZG

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.03
GF Value