Lemonade (STU:LE0) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:LE0 Lemonade Inc STU:LE0
78 GF Score
Price €61.64
GF Value €46.47
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Lemonade Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Lemonade Quality Rank Related Terms

STU:LE0
78GF Score
Lemonade Inc STU:LE0
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Lemonade (STU:LE0) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonade stock appears to be overvalued. The current stock price of €61.64 is trading 32.6% above its estimated GF Value™ of €46.47. GuruFocus considers Lemonade to be Significantly Overvalued.

Key valuation signals for STU:LE0:

  • Quality Rank:
  • GF Value™: €46.47 vs. price of €61.64 (32.6% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the STU:LE0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lemonade Business Description

Other Exchanges LMND:USALMND:Mexico0A91:UK
Address 5 Crosby Street, 3rd Floor, New York, NY, USA, 10013
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
78GF Score

Get the complete analysis for STU:LE0

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.64
Price
€46.47
GF Value