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Boston Private Financial Holdings (Boston Private Financial Holdings) Financial Strength : 0 (As of Mar. 2021)


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What is Boston Private Financial Holdings Financial Strength?

Boston Private Financial Holdings has the Financial Strength Rank of 0.

Warning Sign:

Boston Private Financial Holdings Inc displays poor financial strength. Usually this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate Boston Private Financial Holdings's interest coverage with the available data. Boston Private Financial Holdings's debt to revenue ratio for the quarter that ended in Mar. 2021 was 0.96. Altman Z-Score does not apply to banks and insurance companies.


Boston Private Financial Holdings Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Boston Private Financial Holdings's Interest Expense for the months ended in Mar. 2021 was $-5.4 Mil. Its Operating Income for the months ended in Mar. 2021 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2021 was $328.5 Mil.

Boston Private Financial Holdings's Interest Coverage for the quarter that ended in Mar. 2021 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies interest coverage is at least 5. Boston Private Financial Holdings Inc has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

Boston Private Financial Holdings's Debt to Revenue Ratio for the quarter that ended in Mar. 2021 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2021 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 328.525) / 342.588
=0.96

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Boston Private Financial Holdings  (NAS:BPFH) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

Boston Private Financial Holdings has the Financial Strength Rank of 0.


Boston Private Financial Holdings Financial Strength Related Terms

Thank you for viewing the detailed overview of Boston Private Financial Holdings's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


Boston Private Financial Holdings (Boston Private Financial Holdings) Business Description

Traded in Other Exchanges
N/A
Address
Ten Post Office Square, Boston, MA, USA, 02109
Boston Private Financial Holdings Inc is a bank holding company. The company provides personal banking, wealth management, commercial banking, and asset management services to high net worth individuals, families, businesses, and institutions. It operates in two segments: Private Banking and Wealth Management & Trust. The company generates maximum revenue from the Private Banking segment. The private Banking segment operates primarily in three geographic markets: New England, Northern California, and Southern California.
Executives
Lizabeth H Zlatkus director ONE HARTFORD PLAZA, HARTFORD CT 06155
James Cannon Brown officer: EVP 24 NORTH STREET, PITTSFIELD MA 01201
Maura Almy officer: EVP BOSTON PRIVATE FINANCIAL HOLDINGS, INC. TEN POST OFFICE SQUARE BOSTON MA 02109
W. Timothy Macdonald officer: EVP, Chief Risk Officer BOSTON PRIVATE FINANCIAL HOLDINGS, INC. TEN POST OFFICE SQUARE BOSTON MA 02109
Kimberly S Stevenson director 199 FREMONT STREET, 7TH FLOOR, SAN FRANCISCO CA 94105
Luis A Ubinas director 209 REDWOOD SHORES PARKWAY, REDWOOD CITY CA 94065-1175
Gloria C Larson director UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Stephen M Waters director TEN POST OFFICE SQUARE, BOSTON MA 02109
Joseph C Guyaux director 249 FIFTH AVE, P1-POPP-30-1, PITTSBURGH PA 15222
Mark F Furlong director 770 M WATER ST, MILWAUKEE WI 53202
Deborah F Kuenstner director C/O PUTNAM LLC, ONE POST OFFICE SQUARE L5, BOSTON MA 02109
William I Woodson officer: EVP BOSTON PRIVATE FINANCIAL HOLDINGS, INC. TEN POST OFFICE SQUARE BOSTON MA 02109
Steven M Gaven officer: EVP, Chief Financial Officer BOSTON PRIVATE TEN POST OFFICE SQUARE BOSTON MA 02109
Christopher A Cooper officer: SVP, Assistant General Counsel BOSTON PRIVATE FINANCIAL HOLDINGS, INC. TEN POST OFFICE SQUARE BOSTON MA 02109
Joy Enos officer: EVP, Chief HR Officer BOSTON PRIVATE TEN POST OFFICE SQUARE BOSTON MA 02109