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Marlin Business Services (Marlin Business Services) GF Value Rank : 1 (As of Apr. 26, 2024)


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What is Marlin Business Services GF Value Rank?

Marlin Business Services has the GF Value Rank of 1.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Competitive Comparison of Marlin Business Services's GF Value Rank

For the Credit Services subindustry, Marlin Business Services's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marlin Business Services's GF Value Rank Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Marlin Business Services's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Marlin Business Services's GF Value Rank falls into.



Marlin Business Services GF Value Rank Related Terms

Thank you for viewing the detailed overview of Marlin Business Services's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Marlin Business Services (Marlin Business Services) Business Description

Traded in Other Exchanges
N/A
Address
300 Fellowship Road, Mount Laurel, NJ, USA, 08054
Marlin Business Services Corp is a provider of credit products and services to small businesses. The company provide equipment financing programs to manufacturers, distributors and dealers to help increase their sales and meet the needs of their small business customers. Marlin derives its revenue from interest and fees from leases and loans and, to a lesser extent, income from its property insurance program and other fee income.
Executives
Jeffrey Albert Hilzinger officer: Chief Executive Officer 3 CEDAR RIDGE DRIVE, CHESTER NJ 07930
Matthew J Sullivan 10 percent owner 1230 PEACHTREE STREET, NE SUITE 1900 ATLANTA GA 30309
Lawrence J Deangelo director C/O MARLIN BUSINESS SERVICES CORP 124 GAITHER DR MOUNT LAUREL NJ 08054
Ryan S Melcher officer: SVP and General Counsel C/O MARLIN BUSINESS SERVICES CORP. 300 FELLOWSHIP ROAD MT. LAUREL NJ 07728
Michael R Bogansky officer: Chief Financial Officer C/O PHH CORPORATION 3000 LEADENHALL ROAD MT. LAUREL NJ 08054
Willem Mesdag 10 percent owner C/O RED MOUNTAIN CAPITAL MANAGEMENT INC., 10100 SANTA MONICA BOULEVARD, SUITE 925, LOS ANGELES CA 90067
James Sherlock officer: Senior Vice President 8 WILCOTE WAY MEDFORD NJ 08055
Dietz Edward Ralph Jr. officer: General Counsel 139 GLENWOOD ROAD HADDONFIELD NJ 08033
James W Wert director
Aswin Rajappa officer: Chief Marketing Officer 1 GREYLYNNE DRIVE PRINCETON NJ 08540
Laura C Anger officer: Chief Human Resources Officer C/O FLAGSTAR BANCORP INC., 5151 CORPORATE DRIVE, TROY MI 48098
Louis Evan Maslowe officer: Chief Credit Officer 11 SOUTHWINDS LANE MALVERN PA 19355
Edward John Siciliano officer: Chief Sales Officer 343 CHRISTOPHER DRIVE PRINCETON NJ 08540
Michael Louis Mattingly officer: Senior Vice President 223 NATHAN DRIVE CINNAMINSON NJ 08077
Gregory Lee Sting officer: Senior Vice President 4 SHEFFIELD COURT MEDFORD NJ 08055