SFSB (SFBI) Research & Development: $0.00 Mil (TTM As of Mar. 2009)


What is SFSB Research & Development?

SFSB SFBI Research & Development is $0.00 Mil as of Mar. 2009.

Research & Development is the aggregate amount of research and development expenses during the year. SFSB's Research & Development for the three months ended in Mar. 2009 was $0.00 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2009 was $0.00 Mil.

SFSB  (OTCPK:SFBI) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

SFSB Research & Development Related Terms

SFSB Research & Development Historical Data

* Premium members only.

The historical data trend for SFSB's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SFSB Research & Development Chart

SFSB Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08
Research & Development
0.00 0.00 0.00 0.00 0.00

SFSB Quarterly Data
Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SFSB Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2009 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of $0.00 Mil mean?
SFSB (SFBI) has a Research & Development of $0.00 Mil as of Mar. 2009. Research and development expense is the total cost for research and development activities. View historical data on SFSB and its competitors.
Is SFSB's Research & Development too high?
SFSB's current Research & Development is $0.00 Mil.
How does SFSB's Research & Development compare to CARV and SNNY?
SFSB's Research & Development of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Banks company?
A good Research & Development depends on the Banks industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on SFSB and its competitors. SFSB's current Research & Development is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SFSB stock overvalued right now?
SFSB (SFBI) has a current Research & Development of $0.00 Mil. The current Research & Development is $0.00 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For SFSB (SFBI), the current Research & Development is $0.00 Mil as of Mar. 2009. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SFSB Business Description

Address 1614 Churchville Road, Bel Air, MD, USA, 21015
SFSB Inc is a holding company engaged in the business of attracting deposits and investing those funds, together with funds generated from operations and borrowings in residential real estate & commercial mortgage loans.