Union Mosaic Industry PCL (BKK:UMI-R) Retained Earnings: ฿502 Mil (As of Jun. 2026)

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BKK:UMI-R Union Mosaic Industry PCL BKK:UMI-R
40 GF Score
Price ฿0.89
GF Value ฿0.55
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Union Mosaic Industry PCL Retained Earnings?

Union Mosaic Industry PCL BKK:UMI-R +1.14% 40 Retained Earnings is ฿502 Mil as of Jun. 2026. GuruFocus rates BKK:UMI-R with a GF Score™ of 40/100 and a GF Value™ of ฿0.55 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Union Mosaic Industry PCL's retained earnings for the quarter that ended in Jun. 2026 was ฿502 Mil.

Union Mosaic Industry PCL's quarterly retained earnings increased from Dec. 2025 (฿202 Mil) to Mar. 2026 (฿509 Mil) but then declined from Mar. 2026 (฿509 Mil) to Jun. 2026 (฿502 Mil).

Union Mosaic Industry PCL's annual retained earnings increased from Dec. 2023 (฿114 Mil) to Dec. 2024 (฿141 Mil) and increased from Dec. 2024 (฿141 Mil) to Dec. 2025 (฿202 Mil).


Union Mosaic Industry PCL  (BKK:UMI-R) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Union Mosaic Industry PCL Retained Earnings Historical Data

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The historical data trend for Union Mosaic Industry PCL's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Mosaic Industry PCL Retained Earnings Chart

Union Mosaic Industry PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.18 164.41 114.39 141.04 201.87

Union Mosaic Industry PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 158.53 179.07 201.87 509.02 502.18
BKK:UMI-R
40GF Score
Union Mosaic Industry PCL BKK:UMI-R
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Mosaic Industry PCL Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ฿502 Mil mean?
Union Mosaic Industry PCL (BKK:UMI-R) has a Retained Earnings of ฿502 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Union Mosaic Industry PCL and its competitors.
Is Union Mosaic Industry PCL's Retained Earnings too high?
Union Mosaic Industry PCL's current Retained Earnings is ฿502 Mil. Overall, Union Mosaic Industry PCL has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Mosaic Industry PCL's Retained Earnings compare to TT and JCI?
Union Mosaic Industry PCL's Retained Earnings of ฿502 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Construction company?
A good Retained Earnings depends on the Construction industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Union Mosaic Industry PCL and its competitors. Union Mosaic Industry PCL's current Retained Earnings is ฿502 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Mosaic Industry PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Mosaic Industry PCL (BKK:UMI-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.55, compared to a current price of ฿0.89 — trading 61.8% above its estimated fair value. The current Retained Earnings is ฿502 Mil. Union Mosaic Industry PCL's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Union Mosaic Industry PCL (BKK:UMI-R), the current Retained Earnings is ฿502 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Mosaic Industry PCL (BKK:UMI-R) Overvalued in 2026?

Based on GuruFocus' analysis, Union Mosaic Industry PCL stock appears to be overvalued. The current stock price of ฿0.89 is trading 61.8% above its estimated GF Value™ of ฿0.55. GuruFocus considers Union Mosaic Industry PCL to be Significantly Overvalued.

Key valuation signals for BKK:UMI-R:

  • Retained Earnings: ฿502 Mil
  • GF Value™: ฿0.55 vs. price of ฿0.89 (61.8% above fair value)
  • GF Score™: 40/100 with 6 warning signs

No single metric tells the full story. See the BKK:UMI-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Mosaic Industry PCL Business Description

Other Exchanges UMI:Thailand
Address Rama 9 Road, 29th Floor, 65 Chamnan Phenjati Business Center, Huai Khwang District, Bangkok, THA, 10320
Union Mosaic Industry PCL is a Thailand-based company engaged in the production and distribution of ceramic floor and wall tiles. The group operates through two principal segments: Local floor and wall tiles, which focuses on the manufacture and sale of tiles within the domestic market in Thailand, and Export floor and wall tiles, which involves the sale and distribution of tiles to international markets.
40GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.89
Price
฿0.55
GF Value