DFH (Dream Finders Homes) Retained Earnings: $1,184 Mil (As of Mar. 2026)


DFH Dream Finders Homes Inc DFH
74 GF Score
Price $16.79
GF Value $28.28
Valuation Possible Value Trap
! 9 Warning Signs
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What is Dream Finders Homes Retained Earnings?

Dream Finders Homes DFH +2.44% 74 Retained Earnings is $1,184 Mil as of Mar. 2026. GuruFocus rates DFH with a GF Score™ of 74/100 and a GF Value™ of $28.28 (Possible Value Trap). The stock has 9 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Dream Finders Homes's retained earnings for the quarter that ended in Mar. 2026 was $1,184 Mil.

Dream Finders Homes's quarterly retained earnings increased from Sep. 2025 ($1,119 Mil) to Dec. 2025 ($1,174 Mil) and increased from Dec. 2025 ($1,174 Mil) to Mar. 2026 ($1,184 Mil).

Dream Finders Homes's annual retained earnings increased from Dec. 2023 ($648 Mil) to Dec. 2024 ($970 Mil) and increased from Dec. 2024 ($970 Mil) to Dec. 2025 ($1,174 Mil).


Dream Finders Homes  (NYSE:DFH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Dream Finders Homes Retained Earnings Historical Data

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The historical data trend for Dream Finders Homes's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dream Finders Homes Retained Earnings Chart

Dream Finders Homes Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 118.19 365.99 648.41 970.25 1,173.95

Dream Finders Homes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,021.78 1,074.99 1,118.61 1,173.95 1,183.83
DFH
74GF Score
Dream Finders Homes Inc DFH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Dream Finders Homes Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $1,184 Mil mean?
Dream Finders Homes (DFH) has a Retained Earnings of $1,184 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dream Finders Homes and its competitors.
Is Dream Finders Homes' Retained Earnings too high?
Dream Finders Homes' current Retained Earnings is $1,184 Mil. Overall, Dream Finders Homes has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dream Finders Homes' Retained Earnings compare to LGIH and HOV?
Dream Finders Homes' Retained Earnings of $1,184 Mil can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Homebuilding & Construction company?
A good Retained Earnings depends on the Homebuilding & Construction industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dream Finders Homes and its competitors. Dream Finders Homes's current Retained Earnings is $1,184 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dream Finders Homes stock overvalued right now?
Based on GuruFocus' analysis, Dream Finders Homes (DFH) is currently considered Possible Value Trap. The stock's GF Value™ is $28.28, compared to a current price of $16.79 — trading 40.6% below its estimated fair value. The current Retained Earnings is $1,184 Mil. Dream Finders Homes' overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Dream Finders Homes (DFH), the current Retained Earnings is $1,184 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dream Finders Homes (DFH) Overvalued in 2026?

Based on GuruFocus' analysis, Dream Finders Homes stock appears to be undervalued. The current stock price of $16.79 is trading 40.6% below its estimated GF Value™ of $28.28. GuruFocus considers Dream Finders Homes to be Possible Value Trap.

Key valuation signals for DFH:

  • Retained Earnings: $1,184 Mil
  • GF Value™: $28.28 vs. price of $16.79 (40.6% below fair value)
  • GF Score™: 74/100 with 9 warning signs

No single metric tells the full story. See the DFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dream Finders Homes Business Description

Address 14701 Philips Highway, Suite 300, Jacksonville, FL, USA, 32256
Dream Finders Homes Inc designs, builds and sells homes in markets throughout the United States. The company's primary focus is on constructing and selling single-family homes across entry-level, first-time move-up, second-time move-up, and active adult markets. Its homebuilding operations are organized into four reportable segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. It generates the maximum of its revenue from the Midwest segment.
74GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.79
Price
$28.28
GF Value