SBI Insurance Group Co (FRA:EEW) Retained Earnings: €53.7 Mil (As of Mar. 2026)

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FRA:EEW SBI Insurance Group Co Ltd FRA:EEW
74 GF Score
Price €11.00
GF Value €6.82
! 2 Warning Signs
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What is SBI Insurance Group Co Retained Earnings?

SBI Insurance Group Co FRA:EEW +0.92% 74 Retained Earnings is €53.7 Mil as of Mar. 2026. GuruFocus rates FRA:EEW with a GF Score™ of 74/100 and a GF Value™ of €6.82. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SBI Insurance Group Co's retained earnings for the quarter that ended in Mar. 2026 was €53.7 Mil.

SBI Insurance Group Co's quarterly retained earnings increased from Sep. 2025 (€53.2 Mil) to Dec. 2025 (€54.1 Mil) but then declined from Dec. 2025 (€54.1 Mil) to Mar. 2026 (€53.7 Mil).

SBI Insurance Group Co's annual retained earnings increased from Mar. 2024 (€36.8 Mil) to Mar. 2025 (€46.8 Mil) and increased from Mar. 2025 (€46.8 Mil) to Mar. 2026 (€53.7 Mil).


SBI Insurance Group Co  (FRA:EEW) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SBI Insurance Group Co Retained Earnings Historical Data

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The historical data trend for SBI Insurance Group Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Insurance Group Co Retained Earnings Chart

SBI Insurance Group Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.25 33.53 36.85 46.80 53.71

SBI Insurance Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.80 54.85 53.16 54.08 53.71
FRA:EEW
74GF Score
SBI Insurance Group Co Ltd FRA:EEW
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Insurance Group Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €53.7 Mil mean?
SBI Insurance Group Co (FRA:EEW) has a Retained Earnings of €53.7 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SBI Insurance Group Co and its competitors.
Is SBI Insurance Group Co's Retained Earnings too high?
SBI Insurance Group Co's current Retained Earnings is €53.7 Mil. Overall, SBI Insurance Group Co has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does SBI Insurance Group Co's Retained Earnings compare to BRK.A and AIG?
SBI Insurance Group Co's Retained Earnings of €53.7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SBI Insurance Group Co and its competitors. SBI Insurance Group Co's current Retained Earnings is €53.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Insurance Group Co stock overvalued right now?
SBI Insurance Group Co (FRA:EEW) has a current Retained Earnings of €53.7 Mil. The stock's GF Value™ is €6.82, compared to a current price of €11.00 — trading 61.3% above its estimated fair value. The current Retained Earnings is €53.7 Mil. SBI Insurance Group Co's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SBI Insurance Group Co (FRA:EEW), the current Retained Earnings is €53.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Insurance Group Co (FRA:EEW) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Insurance Group Co stock appears to be overvalued. The current stock price of €11.00 is trading 61.3% above its estimated GF Value™ of €6.82.

Key valuation signals for FRA:EEW:

  • Retained Earnings: €53.7 Mil
  • GF Value™: €6.82 vs. price of €11.00 (61.3% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the FRA:EEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Insurance Group Co Business Description

Other Exchanges 7326:Japan
Address 1-6-1 Roppongi, Izumi Garden Tower 16th Floor, Minato-ku, Tokyo, JPN, 106-6016
SBI Insurance Group Co Ltd is a Japan-based insurance holding company. Along with its subsidiaries, the company operates its business in three divisions including non-life insurance business, life insurance business and small amount short-term insurance business.
74GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.00
Price
€6.82
GF Value