LGIH (LGI Homes) Retained Earnings: $2,160 Mil (As of Mar. 2026)

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LGIH LGI Homes Inc LGIH
68 GF Score
Price $56.26
GF Value $72.13
Valuation Modestly Undervalued
! 8 Warning Signs
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What is LGI Homes Retained Earnings?

LGI Homes LGIH -1.42% 68 Retained Earnings is $2,160 Mil as of Mar. 2026. GuruFocus rates LGIH with a GF Score™ of 68/100 and a GF Value™ of $72.13 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. LGI Homes's retained earnings for the quarter that ended in Mar. 2026 was $2,160 Mil.

LGI Homes's quarterly retained earnings increased from Sep. 2025 ($2,141 Mil) to Dec. 2025 ($2,158 Mil) and increased from Dec. 2025 ($2,158 Mil) to Mar. 2026 ($2,160 Mil).

LGI Homes's annual retained earnings increased from Dec. 2023 ($1,890 Mil) to Dec. 2024 ($2,086 Mil) and increased from Dec. 2024 ($2,086 Mil) to Dec. 2025 ($2,158 Mil).


LGI Homes  (NAS:LGIH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


LGI Homes Retained Earnings Historical Data

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The historical data trend for LGI Homes's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LGI Homes Retained Earnings Chart

LGI Homes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,363.92 1,690.49 1,889.72 2,085.79 2,158.34

LGI Homes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,089.78 2,121.31 2,141.02 2,158.34 2,160.50
LGIH
68GF Score
LGI Homes Inc LGIH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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LGI Homes Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $2,160 Mil mean?
LGI Homes (LGIH) has a Retained Earnings of $2,160 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on LGI Homes and its competitors.
Is LGI Homes' Retained Earnings too high?
LGI Homes' current Retained Earnings is $2,160 Mil. Overall, LGI Homes has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LGI Homes' Retained Earnings compare to DFH and HOV?
LGI Homes' Retained Earnings of $2,160 Mil can be compared against companies in the Homebuilding & Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Homebuilding & Construction company?
A good Retained Earnings depends on the Homebuilding & Construction industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on LGI Homes and its competitors. LGI Homes's current Retained Earnings is $2,160 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LGI Homes stock overvalued right now?
Based on GuruFocus' analysis, LGI Homes (LGIH) is currently considered Modestly Undervalued. The stock's GF Value™ is $72.13, compared to a current price of $56.26 — trading 22% below its estimated fair value. The current Retained Earnings is $2,160 Mil. LGI Homes' overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For LGI Homes (LGIH), the current Retained Earnings is $2,160 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LGI Homes (LGIH) Overvalued in 2026?

Based on GuruFocus' analysis, LGI Homes stock appears to be undervalued. The current stock price of $56.26 is trading 22% below its estimated GF Value™ of $72.13. GuruFocus considers LGI Homes to be Modestly Undervalued.

Key valuation signals for LGIH:

  • Retained Earnings: $2,160 Mil
  • GF Value™: $72.13 vs. price of $56.26 (22% below fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the LGIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LGI Homes Business Description

Other Exchanges 0JSI:UKLG1:Germany
Address 1450 Lake Robbins Drive, Suite 430, The Woodlands, TX, USA, 77380
LGI Homes Inc is engaged in the design, construction, and sale of new homes in markets. The company's current product offerings include entry-level homes, including both detached homes and townhomes, and move-up homes sold, which are sold under the LGI Homes brand, and luxury series homes, which are sold under the Terrata Homes brand. It offers a set number of floor plans in each community with features that include upgrades, such as granite countertops, appliances, and ceramic tile flooring. The company has seven operating segments: West, Northwest, Central, Midwest, Florida, Southeast, and Mid-Atlantic. The majority of the revenue is generated from the Central division segment.
68GF Score

Get the complete analysis for LGIH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.26
Price
$72.13
GF Value