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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Insig AI's retained earnings for the quarter that ended in Sep. 2025 was £-48.77 Mil.
Insig AI's quarterly retained earnings
declined
from Sep. 2024 (£-44.57 Mil) to Mar. 2025 (£-47.64 Mil) and
declined
from Mar. 2025 (£-47.64 Mil) to Sep. 2025 (£-48.77 Mil).
Insig AI's annual retained earnings
declined
from Mar. 2023 (£-26.97 Mil) to Mar. 2024 (£-42.92 Mil) and
declined
from Mar. 2024 (£-42.92 Mil) to Mar. 2025 (£-47.64 Mil).
Insig AI (LSE:INSG) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Insig AI Retained Earnings Historical Data
* Premium members only.
The historical data trend for Insig AI's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of £-48.77 Mil mean?
Insig AI (LSE:INSG) has a Retained Earnings of £-48.77 Mil as of Sep. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Insig AI and its competitors.
Is Insig AI's Retained Earnings too high?
Insig AI's current Retained Earnings is £-48.77 Mil. Overall, Insig AI has a GF Score™ of 28/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insig AI's Retained Earnings compare to MSFT and ORCL?
Insig AI's Retained Earnings of £-48.77 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Insig AI and its competitors. Insig AI's current Retained Earnings is £-48.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insig AI stock overvalued right now?
Based on GuruFocus' analysis, Insig AI (LSE:INSG) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.18, compared to a current price of £0.15 — trading 18.1% below its estimated fair value. The current Retained Earnings is £-48.77 Mil. Insig AI's overall GF Score™ is 28/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Insig AI (LSE:INSG), the current Retained Earnings is £-48.77 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insig AI (LSE:INSG) Overvalued in 2026?
Based on GuruFocus' analysis, Insig AI stock appears to be undervalued.
The current stock price of £0.15 is trading 18.1% below its estimated GF Value™ of £0.18.
GuruFocus considers Insig AI to be Modestly Undervalued.
Key valuation signals for LSE:INSG:
Retained Earnings: £-48.77 Mil
GF Value™: £0.18 vs. price of £0.15 (18.1% below fair value)
No single metric tells the full story. See the LSE:INSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insig AI Plc is a technology company that provides ESG and data science services by transforming unstructured documents into structured, AI-ready data to enable smarter, faster decision-making. The Company operates in two main segments: machine learning and data services. Its platform automates decisions and scales insights across investment, compliance, legal, and ESG teams. Key solutions include CoreInfrastructure for converting documents into searchable data, IntelligenceEngine for automating team logic, and DomainIntelligence with AI tools tailored for specific sectors. Insig AI also commits to reducing carbon emissions. The company is based in London, United Kingdom.
28GF Score
Get the complete analysis for LSE:INSG
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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