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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Aichi Financial Group's retained earnings for the quarter that ended in Mar. 2026 was 円250,680 Mil.
Aichi Financial Group's quarterly retained earnings
increased
from Sep. 2025 (円241,337 Mil) to Dec. 2025 (円247,074 Mil) and
increased
from Dec. 2025 (円247,074 Mil) to Mar. 2026 (円250,680 Mil).
Aichi Financial Group's annual retained earnings
increased
from Mar. 2024 (円230,061 Mil) to Mar. 2025 (円234,255 Mil) and
increased
from Mar. 2025 (円234,255 Mil) to Mar. 2026 (円250,680 Mil).
Aichi Financial Group (NGO:7389) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Aichi Financial Group Retained Earnings Historical Data
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The historical data trend for Aichi Financial Group's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aichi Financial Group Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of 円250,680 Mil mean?
Aichi Financial Group (NGO:7389) has a Retained Earnings of 円250,680 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aichi Financial Group and its competitors.
Is Aichi Financial Group's Retained Earnings too high?
Aichi Financial Group's current Retained Earnings is 円250,680 Mil. Overall, Aichi Financial Group has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aichi Financial Group's Retained Earnings compare to competitors?
Aichi Financial Group's Retained Earnings of 円250,680 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Aichi Financial Group and its competitors. Aichi Financial Group's current Retained Earnings is 円250,680 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aichi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Aichi Financial Group (NGO:7389) is currently considered Significantly Overvalued. The stock's GF Value™ is 円611.67, compared to a current price of 円1,689.00 — trading 176.1% above its estimated fair value. The current Retained Earnings is 円250,680 Mil. Aichi Financial Group's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Aichi Financial Group (NGO:7389), the current Retained Earnings is 円250,680 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aichi Financial Group (NGO:7389) Overvalued in 2026?
Based on GuruFocus' analysis, Aichi Financial Group stock appears to be overvalued.
The current stock price of 円1,689.00 is trading 176.1% above its estimated GF Value™ of 円611.67.
GuruFocus considers Aichi Financial Group to be Significantly Overvalued.
Key valuation signals for NGO:7389:
Retained Earnings: 円250,680 Mil
GF Value™: 円611.67 vs. price of 円1,689.00 (176.1% above fair value)
No single metric tells the full story. See the NGO:7389 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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