Conduit Holdings (STU:CHO) Retained Earnings: €116.4 Mil (As of Jun. 2026)

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STU:CHO Conduit Holdings Ltd STU:CHO
77 GF Score
Price €5.14
GF Value €6.27
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Conduit Holdings Retained Earnings?

Conduit Holdings STU:CHO -2.28% 77 Retained Earnings is €116.4 Mil as of Jun. 2026. GuruFocus rates STU:CHO with a GF Score™ of 77/100 and a GF Value™ of €6.27 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Conduit Holdings's retained earnings for the quarter that ended in Jun. 2026 was €116.4 Mil.

Conduit Holdings's quarterly retained earnings increased from Jun. 2025 (€-15.7 Mil) to Dec. 2025 (€70.5 Mil) and increased from Dec. 2025 (€70.5 Mil) to Jun. 2026 (€116.4 Mil).

Conduit Holdings's annual retained earnings increased from Dec. 2023 (€-37.6 Mil) to Dec. 2024 (€24.0 Mil) and increased from Dec. 2024 (€24.0 Mil) to Dec. 2025 (€70.5 Mil).


Conduit Holdings  (STU:CHO) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Conduit Holdings Retained Earnings Historical Data

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The historical data trend for Conduit Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Conduit Holdings Retained Earnings Chart

Conduit Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -61.33 -162.84 -37.60 23.97 70.46

Conduit Holdings Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.46 23.97 -15.69 70.46 116.40
STU:CHO
77GF Score
Conduit Holdings Ltd STU:CHO
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Conduit Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €116.4 Mil mean?
Conduit Holdings (STU:CHO) has a Retained Earnings of €116.4 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Conduit Holdings and its competitors.
Is Conduit Holdings' Retained Earnings too high?
Conduit Holdings' current Retained Earnings is €116.4 Mil. Overall, Conduit Holdings has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Conduit Holdings' Retained Earnings compare to RGA and EG?
Conduit Holdings' Retained Earnings of €116.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Conduit Holdings and its competitors. Conduit Holdings's current Retained Earnings is €116.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conduit Holdings stock overvalued right now?
Based on GuruFocus' analysis, Conduit Holdings (STU:CHO) is currently considered Modestly Undervalued. The stock's GF Value™ is €6.27, compared to a current price of €5.14 — trading 18% below its estimated fair value. The current Retained Earnings is €116.4 Mil. Conduit Holdings' overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Conduit Holdings (STU:CHO), the current Retained Earnings is €116.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Conduit Holdings (STU:CHO) Overvalued in 2026?

Based on GuruFocus' analysis, Conduit Holdings stock appears to be undervalued. The current stock price of €5.14 is trading 18% below its estimated GF Value™ of €6.27. GuruFocus considers Conduit Holdings to be Modestly Undervalued.

Key valuation signals for STU:CHO:

  • Retained Earnings: €116.4 Mil
  • GF Value™: €6.27 vs. price of €5.14 (18% below fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the STU:CHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Conduit Holdings Business Description

Other Exchanges CNDHF:USACREl:UKCRE:UK
Address 94 Pitts Bay Road, Ideation House, Pembroke, BMU, HM08
Conduit Holdings Ltd operates in the insurance industry, engaged in providing reinsurance products and services to its clients around the world. It operates in three segments: property, casualty, and specialty. The majority is from the property division. Geographically, the majority is from the United States and also has its presence in Europe and other countries across the globe.
77GF Score

Get the complete analysis for STU:CHO

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.14
Price
€6.27
GF Value