Arab Banking (BSC) (BAH:ABC) Return-on-Tangible-Asset: 0.43% (As of Mar. 2026) — 30% Below Median

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BAH:ABC Arab Banking Corp (BSC) BAH:ABC
27 GF Score
Price $0.30
GF Value $0.38
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Arab Banking (BSC) Return-on-Tangible-Asset?

Arab Banking (BSC) BAH:ABC 27 Return-on-Tangible-Asset is 0.43% as of Mar. 2026, which is 30% below its 10-year median of 0.61. GuruFocus rates BAH:ABC with a GF Score™ of 27/100 and a GF Value™ of $0.38 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Arab Banking (BSC) ranks worse than 78.91% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Arab Banking (BSC)'s annualized Net Income for the quarter that ended in Mar. 2026 was $208 Mil. Arab Banking (BSC)'s average total tangible assets for the quarter that ended in Mar. 2026 was $48,455 Mil. Therefore, Arab Banking (BSC)'s annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.43%.

The historical rank and industry rank for Arab Banking (BSC)'s Return-on-Tangible-Asset or its related term are showing as below:

BAH:ABC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.29   Med: 0.61   Max: 0.68
Current: 0.49

During the past 13 years, Arab Banking (BSC)'s highest Return-on-Tangible-Asset was 0.68%. The lowest was -0.29%. And the median was 0.61%.

BAH:ABC's Return-on-Tangible-Asset is ranked worse than
78.91% of 1527 companies
in the Banks industry
Industry Median: 0.99 vs BAH:ABC: 0.49

Arab Banking (BSC)  (BAH:ABC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Arab Banking (BSC) Return-on-Tangible-Asset Related Terms


Arab Banking (BSC) Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Arab Banking (BSC)'s Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Banking (BSC) Return-on-Tangible-Asset Chart

Arab Banking (BSC) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.43 0.59 0.63 0.54

Arab Banking (BSC) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.65 0.43 0.43 0.43

BAH:ABC vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison

For the Banks - Diversified subindustry, Arab Banking (BSC)'s Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Banking (BSC) Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Arab Banking (BSC)'s Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Arab Banking (BSC)'s Return-on-Tangible-Asset falls into.


BAH:ABC
27GF Score
Arab Banking Corp (BSC) BAH:ABC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Banking (BSC) Return-on-Tangible-Asset Calculation

Arab Banking (BSC)'s annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=257/( (46111+49745)/ 2 )
=257/47928
=0.54 %

Arab Banking (BSC)'s annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=208/( (49745+47165)/ 2 )
=208/48455
=0.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.43% mean?
Arab Banking (BSC) (BAH:ABC) has a Return-on-Tangible-Asset of 0.43% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Arab Banking (BSC) and its competitors. This is 30% below median its historical median of 0.61. According to the industry distribution chart, Arab Banking (BSC) ranks #1205 out of 1527 companies in the Banks industry, placing it in the top 78.9%.
Is Arab Banking (BSC)'s Return-on-Tangible-Asset too high?
Arab Banking (BSC)'s current Return-on-Tangible-Asset of 0.43% is 30% below median its 10-year median of 0.61. The Banks industry median Return-on-Tangible-Asset is 0.99. Arab Banking (BSC)'s value of 0.43% is 56.6% below this industry median. Based on the distribution chart, Arab Banking (BSC) ranks #1205 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arab Banking (BSC) has a GF Score™ of 27/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arab Banking (BSC)'s Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Arab Banking (BSC) ranks #1205 out of 1527 companies for Return-on-Tangible-Asset. This places Arab Banking (BSC) in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Arab Banking (BSC)'s value of 0.43% is 56.6% below this benchmark. While the company's 10-year median is 0.61 vs. the industry median of 0.99, Arab Banking (BSC) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Banking (BSC)'s current Return-on-Tangible-Asset of 0.43% is 56.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Arab Banking (BSC) and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Banking (BSC)'s current Return-on-Tangible-Asset is 0.43%, which is 30% below median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Banking (BSC) stock overvalued right now?
Based on GuruFocus' analysis, Arab Banking (BSC) (BAH:ABC) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.38, compared to a current price of $0.30 — trading 21.1% below its estimated fair value. The current Return-on-Tangible-Asset is 0.43%, which is 30% below median its 10-year median of 0.61 and 56.6% below the Banks industry median of 0.99. Arab Banking (BSC)'s overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Arab Banking (BSC) (BAH:ABC), the current Return-on-Tangible-Asset is 0.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Banking (BSC) (BAH:ABC) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Banking (BSC) stock appears to be undervalued. The current stock price of $0.30 is trading 21.1% below its estimated GF Value™ of $0.38. GuruFocus considers Arab Banking (BSC) to be Modestly Undervalued.

Key valuation signals for BAH:ABC:

  • Return-on-Tangible-Asset: 0.43% (30% below median its 10-year median of 0.61)
  • GF Value™: $0.38 vs. price of $0.30 (21.1% below fair value)
  • GF Score™: 27/100 with 4 warning signs
  • Industry Position: 56.6% below the Banks median (#1205 of 1527)

No single metric tells the full story. See the BAH:ABC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Banking (BSC) Business Description

Address Road 1703, Diplomatic Area, P.O. Box 5698, Bank ABC Tower, Building 152, Block 317, Manama, BHR
Arab Banking Corp (BSC) is an international bank registered in the Kingdom of Bahrain. It acts as a provider of trade finance, treasury, project & structured finance, syndications, corporate and institutional banking as well as Islamic banking services. It operates its business across the globe, covering countries in the Middle East, North Africa, Europe, the Americas, and Asia. The group is organized into five operating segments: MENA subsidiaries, International wholesale banking, Group treasury, ABC Brasil, and Others. It generates the majority of its revenue from ABC Brasil. The company operates in Bahrain, Europe, Brasil, and Other, with the majority of revenue from Brasil.
27GF Score

Get the complete analysis for BAH:ABC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.30
Price
$0.38
GF Value