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Jayabharat CreditBOM:501311 30 Return-on-Tangible-Asset is -3,601.35% as of Jun. 2026. GuruFocus rates BOM:501311 with a GF Score™ of 30/100. Among 533 Diversified Financial Services companies, Jayabharat Credit ranks worse than 97.75% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jayabharat Credit's annualizedNet Income for the quarter that ended in Jun. 2026 was ₹-10.70 Mil. Jayabharat Credit's average total tangible assets for the quarter that ended in Jun. 2026 was ₹0.30 Mil. Therefore, Jayabharat Credit's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was -3,601.35%.
The historical rank and industry rank for Jayabharat Credit's Return-on-Tangible-Asset or its related term are showing as below:
BOM:501311'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2160.37 Med: -151.8 Max: -2.6
Current: -1045.66
During the past 13 years, Jayabharat Credit's highest Return-on-Tangible-Asset was -2.60%. The lowest was -2160.37%. And the median was -151.80%.
BOM:501311's Return-on-Tangible-Asset is ranked worse than 97.75% of 533
companies
in the Diversified Financial Services industry
Industry Median: 0.96
vs BOM:501311: -1045.66
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jayabharat Credit Return-on-Tangible-Asset Related Terms
Jayabharat Credit Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Jayabharat Credit's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:501311 vs CCXI, DMII, EVAC: Return-on-Tangible-Asset Comparison
For the Shell Companies subindustry, Jayabharat Credit's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jayabharat Credit Return-on-Tangible-Asset vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Jayabharat Credit's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jayabharat Credit's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of -3,601.35% mean?
Jayabharat Credit (BOM:501311) has a Return-on-Tangible-Asset of -3,601.35% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jayabharat Credit and its competitors. According to the industry distribution chart, Jayabharat Credit ranks #521 out of 533 companies in the Diversified Financial Services industry, placing it in the top 97.7%.
Is Jayabharat Credit's Return-on-Tangible-Asset too high?
Jayabharat Credit's current Return-on-Tangible-Asset is -3,601.35%. Based on the distribution chart, Jayabharat Credit ranks #521 out of 533 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Jayabharat Credit has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Jayabharat Credit's Return-on-Tangible-Asset compare to CCXI and DMII?
According to the Diversified Financial Services industry distribution chart, Jayabharat Credit ranks #521 out of 533 companies for Return-on-Tangible-Asset. This places Jayabharat Credit in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.96. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Diversified Financial Services company?
The median Return-on-Tangible-Asset among Diversified Financial Services companies is 0.96, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jayabharat Credit and its competitors. For the Diversified Financial Services industry, the median Return-on-Tangible-Asset is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jayabharat Credit's current Return-on-Tangible-Asset is -3,601.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jayabharat Credit stock overvalued right now?
Jayabharat Credit (BOM:501311) has a current Return-on-Tangible-Asset of -3,601.35%. The current Return-on-Tangible-Asset is -3,601.35%. Jayabharat Credit's overall GF Score™ is 30/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jayabharat Credit (BOM:501311), the current Return-on-Tangible-Asset is -3,601.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Jayabharat Credit Ltd was originally engaged in general insurance business but later transitioned to focus on hire purchase and leasing activities as a Non-Banking Finance Company (NBFC). The company provided financing for trucks under hire-purchase schemes. However, in recent years, Jayabharat Credit Ltd has become largely non-operational and has ceased its NBFC activities. Currently, it is considered financially stable but with limited active business operations.
30GF Score
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