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Upsurge Investment & FinanceBOM:531390 +1.45%68 Return-on-Tangible-Asset is 52.31% as of Jun. 2026, which is 553% above its 10-year median of 8.01. GuruFocus rates BOM:531390 with a GF Score™ of 68/100 and a GF Value™ of ₹49.75 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 811 Capital Markets companies, Upsurge Investment & Finance ranks better than 82.74% on this metric.
The historical rank and industry rank for Upsurge Investment & Finance's Return-on-Tangible-Asset or its related term are showing as below:
BOM:531390'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -17.27 Med: 8.01 Max: 32.66
Current: 9.42
During the past 13 years, Upsurge Investment & Finance's highest Return-on-Tangible-Asset was 32.66%. The lowest was -17.27%. And the median was 8.01%.
BOM:531390's Return-on-Tangible-Asset is ranked better than 82.74% of 811
companies
in the Capital Markets industry
Industry Median: 1.61
vs BOM:531390: 9.42
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Upsurge Investment & Finance Return-on-Tangible-Asset Related Terms
Upsurge Investment & Finance Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531390 vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison
For the Capital Markets subindustry, Upsurge Investment & Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upsurge Investment & Finance Return-on-Tangible-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Upsurge Investment & Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Upsurge Investment & Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 52.31% mean?
Upsurge Investment & Finance (BOM:531390) has a Return-on-Tangible-Asset of 52.31% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Upsurge Investment & Finance and its competitors. This is 553% above median its historical median of 8.01. According to the industry distribution chart, Upsurge Investment & Finance ranks #140 out of 811 companies in the Capital Markets industry, placing it in the top 17.3%.
Is Upsurge Investment & Finance's Return-on-Tangible-Asset too high?
Upsurge Investment & Finance's current Return-on-Tangible-Asset of 52.31% is 553% above median its 10-year median of 8.01. The Capital Markets industry median Return-on-Tangible-Asset is 1.61. Upsurge Investment & Finance's value of 52.31% is 3149.1% above this industry median. Based on the distribution chart, Upsurge Investment & Finance ranks #140 out of 811 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Upsurge Investment & Finance has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Upsurge Investment & Finance's Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Upsurge Investment & Finance ranks #140 out of 811 companies for Return-on-Tangible-Asset. This places Upsurge Investment & Finance in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.61. Upsurge Investment & Finance's value of 52.31% is 3149.1% above this benchmark. While the company's 10-year median is 8.01 vs. the industry median of 1.61, Upsurge Investment & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.61, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upsurge Investment & Finance's current Return-on-Tangible-Asset of 52.31% is 3149.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Upsurge Investment & Finance and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upsurge Investment & Finance's current Return-on-Tangible-Asset is 52.31%, which is 553% above median its own 10-year median of 8.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upsurge Investment & Finance stock overvalued right now?
Based on GuruFocus' analysis, Upsurge Investment & Finance (BOM:531390) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹49.75, compared to a current price of ₹69.49 — trading 39.7% above its estimated fair value. The current Return-on-Tangible-Asset is 52.31%, which is 553% above median its 10-year median of 8.01 and 3149.1% above the Capital Markets industry median of 1.61. Upsurge Investment & Finance's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Upsurge Investment & Finance (BOM:531390), the current Return-on-Tangible-Asset is 52.31% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upsurge Investment & Finance (BOM:531390) Overvalued in 2026?
Based on GuruFocus' analysis, Upsurge Investment & Finance stock appears to be overvalued.
The current stock price of ₹69.49 is trading 39.7% above its estimated GF Value™ of ₹49.75.
GuruFocus considers Upsurge Investment & Finance to be Significantly Overvalued.
Key valuation signals for BOM:531390:
Return-on-Tangible-Asset: 52.31% (553% above median its 10-year median of 8.01)
GF Value™: ₹49.75 vs. price of ₹69.49 (39.7% above fair value)
Industry Position: 3149.1% above the Capital Markets median (#140 of 811)
No single metric tells the full story. See the BOM:531390 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upsurge Investment & Finance Ltd is a non-banking finance company. It is mainly engaged in the business of investment and finance. In addition, the company is actively investing in primary and secondary markets. The company operates mainly in the business segment, Financial Services. It provides a wide range of services, including corporate finance, gold loans, real estate mortgage finance, and loans against shares and securities.
68GF Score
Get the complete analysis for BOM:531390
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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