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CFI HoldingFRA:681 -2.17%50 Return-on-Tangible-Asset is 0.67% as of Mar. 2026, which is 70% below its 10-year median of 2.20. GuruFocus rates FRA:681 with a GF Score™ of 50/100 and a GF Value™ of €0.04 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 568 Conglomerates companies, CFI Holding ranks worse than 66.2% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CFI Holding's annualizedNet Income for the quarter that ended in Mar. 2026 was €2.44 Mil. CFI Holding's average total tangible assets for the quarter that ended in Mar. 2026 was €366.89 Mil. Therefore, CFI Holding's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.67%.
The historical rank and industry rank for CFI Holding's Return-on-Tangible-Asset or its related term are showing as below:
FRA:681'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -15.9 Med: 2.2 Max: 6.93
Current: 1.01
During the past 13 years, CFI Holding's highest Return-on-Tangible-Asset was 6.93%. The lowest was -15.90%. And the median was 2.20%.
FRA:681's Return-on-Tangible-Asset is ranked worse than 66.2% of 568
companies
in the Conglomerates industry
Industry Median: 2.735
vs FRA:681: 1.01
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
CFI Holding Return-on-Tangible-Asset Related Terms
CFI Holding Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for CFI Holding's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:681 vs MMM, HON: Return-on-Tangible-Asset Comparison
For the Conglomerates subindustry, CFI Holding's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CFI Holding Return-on-Tangible-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, CFI Holding's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where CFI Holding's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.67% mean?
CFI Holding (FRA:681) has a Return-on-Tangible-Asset of 0.67% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CFI Holding and its competitors. This is 70% below median its historical median of 2.20. According to the industry distribution chart, CFI Holding ranks #376 out of 568 companies in the Conglomerates industry, placing it in the top 66.2%.
Is CFI Holding's Return-on-Tangible-Asset too high?
CFI Holding's current Return-on-Tangible-Asset of 0.67% is 70% below median its 10-year median of 2.20. The Conglomerates industry median Return-on-Tangible-Asset is 2.74. CFI Holding's value of 0.67% is 75.5% below this industry median. Based on the distribution chart, CFI Holding ranks #376 out of 568 companies in the Conglomerates industry, which is below the industry midpoint. Overall, CFI Holding has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CFI Holding's Return-on-Tangible-Asset compare to MMM and HON?
According to the Conglomerates industry distribution chart, CFI Holding ranks #376 out of 568 companies for Return-on-Tangible-Asset. This places CFI Holding in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.74. CFI Holding's value of 0.67% is 75.5% below this benchmark. While the company's 10-year median is 2.20 vs. the industry median of 2.74, CFI Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Conglomerates company?
The median Return-on-Tangible-Asset among Conglomerates companies is 2.74, based on 568 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CFI Holding's current Return-on-Tangible-Asset of 0.67% is 75.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CFI Holding and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CFI Holding's current Return-on-Tangible-Asset is 0.67%, which is 70% below median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFI Holding stock overvalued right now?
Based on GuruFocus' analysis, CFI Holding (FRA:681) is currently considered Possible Value Trap. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 43.8% below its estimated fair value. The current Return-on-Tangible-Asset is 0.67%, which is 70% below median its 10-year median of 2.20 and 75.5% below the Conglomerates industry median of 2.74. CFI Holding's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CFI Holding (FRA:681), the current Return-on-Tangible-Asset is 0.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CFI Holding (FRA:681) Overvalued in 2026?
Based on GuruFocus' analysis, CFI Holding stock appears to be undervalued.
The current stock price of €0.02 is trading 43.8% below its estimated GF Value™ of €0.04.
GuruFocus considers CFI Holding to be Possible Value Trap.
Key valuation signals for FRA:681:
Return-on-Tangible-Asset: 0.67% (70% below median its 10-year median of 2.20)
GF Value™: €0.04 vs. price of €0.02 (43.8% below fair value)
Industry Position: 75.5% below the Conglomerates median (#376 of 568)
No single metric tells the full story. See the FRA:681 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CFI Holding SA is a Poland based company engaged in providing construction services. The company offers design, construction, sale, rental and management of residential buildings and public facilities, such as hospitals, petrol stations, warehouses, and others.
50GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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