Al Mustashar Islamic Bank For Investment And Finance (IQS:BMUI) Return-on-Tangible-Asset: 0.00% (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IQS:BMUI Al Mustashar Islamic Bank For Investment And Finance IQS:BMUI
83 GF Score
Price ع.د1.00
View Full Analysis

What is Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset?

Al Mustashar Islamic Bank For Investment And Finance IQS:BMUI 83 Return-on-Tangible-Asset is 0.00% as of . 20. GuruFocus rates IQS:BMUI with a GF Score™ of 83/100.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Al Mustashar Islamic Bank For Investment And Finance's annualized Net Income for the quarter that ended in . 20 was ع.د Mil. Al Mustashar Islamic Bank For Investment And Finance's average total tangible assets for the quarter that ended in . 20 was ع.د Mil. Therefore, Al Mustashar Islamic Bank For Investment And Finance's annualized Return-on-Tangible-Asset for the quarter that ended in . 20 was 0.00%.

The historical rank and industry rank for Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset or its related term are showing as below:

IQS:BMUI's Return-on-Tangible-Asset is not ranked *
in the Banks industry.
Industry Median: 1.01
* Ranked among companies with meaningful Return-on-Tangible-Asset only.

Al Mustashar Islamic Bank For Investment And Finance  (IQS:BMUI) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset Related Terms


Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset Chart

Al Mustashar Islamic Bank For Investment And Finance Annual Data
Trend
Return-on-Tangible-Asset

Al Mustashar Islamic Bank For Investment And Finance Semi-Annual Data
Return-on-Tangible-Asset

IQS:BMUI vs : Return-on-Tangible-Asset Comparison

For the Banks - Regional subindustry, Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset falls into.


IQS:BMUI
83GF Score
Al Mustashar Islamic Bank For Investment And Finance IQS:BMUI
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Mustashar Islamic Bank For Investment And Finance Return-on-Tangible-Asset Calculation

Al Mustashar Islamic Bank For Investment And Finance's annualized Return-on-Tangible-Asset for the fiscal year that ended in . 20 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+)/ )
=/
= %

Al Mustashar Islamic Bank For Investment And Finance's annualized Return-on-Tangible-Asset for the quarter that ended in . 20 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (. 20) net income data.

What does a Return-on-Tangible-Asset of 0.00% mean?
Al Mustashar Islamic Bank For Investment And Finance (IQS:BMUI) has a Return-on-Tangible-Asset of 0.00% as of . 20. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Mustashar Islamic Bank For Investment And Finance and its competitors.
Is Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset too high?
Al Mustashar Islamic Bank For Investment And Finance's current Return-on-Tangible-Asset is 0.00%. Overall, Al Mustashar Islamic Bank For Investment And Finance has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset compare to ?
Al Mustashar Islamic Bank For Investment And Finance's Return-on-Tangible-Asset of 0.00% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Asset is 1.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Mustashar Islamic Bank For Investment And Finance and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Mustashar Islamic Bank For Investment And Finance's current Return-on-Tangible-Asset is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mustashar Islamic Bank For Investment And Finance stock overvalued right now?
Al Mustashar Islamic Bank For Investment And Finance (IQS:BMUI) has a current Return-on-Tangible-Asset of 0.00%. The current Return-on-Tangible-Asset is 0.00%. Al Mustashar Islamic Bank For Investment And Finance's overall GF Score™ is 83/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Mustashar Islamic Bank For Investment And Finance (IQS:BMUI), the current Return-on-Tangible-Asset is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Mustashar Islamic Bank For Investment And Finance Business Description

Comparable Companies
Address Karrada - Arasat AlHindiya, P.O Box - 3133, Baghdad, IRQ
Al Mustashar Islamic Bank For Investment And Finance is engaged in the provision of banking and financial services. Its services include savings accounts, current accounts for personal customers; savings and current accounts, financing solutions, corporate banking for business customers; and external transfers, documentary credits, certified instruments for commercial customers.
83GF Score

Get the complete analysis for IQS:BMUI

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د1.00
Price