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KFin TechnologiesNSE:KFINTECH +0.80%89 Return-on-Tangible-Asset is 30.27% as of Mar. 2026, which is 20% below its 10-year median of 37.89. GuruFocus rates NSE:KFINTECH with a GF Score™ of 89/100 and a GF Value™ of ₹1,250.99 (Modestly Undervalued). Among 2,892 Software companies, KFin Technologies ranks better than 96.68% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. KFin Technologies's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹3,246 Mil. KFin Technologies's average total tangible assets for the quarter that ended in Mar. 2026 was ₹10,724 Mil. Therefore, KFin Technologies's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 30.27%.
The historical rank and industry rank for KFin Technologies's Return-on-Tangible-Asset or its related term are showing as below:
NSE:KFINTECH'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -21.48 Med: 37.89 Max: 40
Current: 31.91
During the past 7 years, KFin Technologies's highest Return-on-Tangible-Asset was 40.00%. The lowest was -21.48%. And the median was 37.89%.
NSE:KFINTECH's Return-on-Tangible-Asset is ranked better than 96.68% of 2892
companies
in the Software industry
Industry Median: 2.07
vs NSE:KFINTECH: 31.91
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
KFin Technologies Return-on-Tangible-Asset Related Terms
KFin Technologies Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for KFin Technologies's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:KFINTECH vs UBER, SHOP, CRM: Return-on-Tangible-Asset Comparison
For the Software - Application subindustry, KFin Technologies's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KFin Technologies Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, KFin Technologies's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where KFin Technologies's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 30.27% mean?
KFin Technologies (NSE:KFINTECH) has a Return-on-Tangible-Asset of 30.27% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KFin Technologies and its competitors. This is 20% below median its historical median of 37.89. According to the industry distribution chart, KFin Technologies ranks #96 out of 2892 companies in the Software industry, placing it in the top 3.3%.
Is KFin Technologies' Return-on-Tangible-Asset too high?
KFin Technologies' current Return-on-Tangible-Asset of 30.27% is 20% below median its 10-year median of 37.89. The Software industry median Return-on-Tangible-Asset is 2.07. KFin Technologies' value of 30.27% is 1362.3% above this industry median. Based on the distribution chart, KFin Technologies ranks #96 out of 2892 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, KFin Technologies has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFin Technologies' Return-on-Tangible-Asset compare to UBER and SHOP?
According to the Software industry distribution chart, KFin Technologies ranks #96 out of 2892 companies for Return-on-Tangible-Asset. This places KFin Technologies in the top 3% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.07. KFin Technologies' value of 30.27% is 1362.3% above this benchmark. While the company's 10-year median is 37.89 vs. the industry median of 2.07, KFin Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.07, based on 2,892 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KFin Technologies's current Return-on-Tangible-Asset of 30.27% is 1362.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on KFin Technologies and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KFin Technologies's current Return-on-Tangible-Asset is 30.27%, which is 20% below median its own 10-year median of 37.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFin Technologies stock overvalued right now?
Based on GuruFocus' analysis, KFin Technologies (NSE:KFINTECH) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,250.99, compared to a current price of ₹888.85 — trading 28.9% below its estimated fair value. The current Return-on-Tangible-Asset is 30.27%, which is 20% below median its 10-year median of 37.89 and 1362.3% above the Software industry median of 2.07. KFin Technologies' overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For KFin Technologies (NSE:KFINTECH), the current Return-on-Tangible-Asset is 30.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KFin Technologies (NSE:KFINTECH) Overvalued in 2026?
Based on GuruFocus' analysis, KFin Technologies stock appears to be undervalued.
The current stock price of ₹888.85 is trading 28.9% below its estimated GF Value™ of ₹1,250.99.
GuruFocus considers KFin Technologies to be Modestly Undervalued.
Key valuation signals for NSE:KFINTECH:
Return-on-Tangible-Asset: 30.27% (20% below median its 10-year median of 37.89)
GF Value™: ₹1,250.99 vs. price of ₹888.85 (28.9% below fair value)
Industry Position: 1362.3% above the Software median (#96 of 2892)
No single metric tells the full story. See the NSE:KFINTECH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KFin Technologies Ltd is a technology-driven financial services platform. The company provides services and solutions to asset managers and corporate issuers across asset classes in India and provides several investor solutions including transaction origination and processing for mutual funds and private retirement schemes in Malaysia, the Philippines and Hong Kong.
89GF Score
Get the complete analysis for NSE:KFINTECH
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