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Optimus FinanceNSE:OPTIFIN +2.82%63 Return-on-Tangible-Asset is 2.95% as of Mar. 2026, which is 41% below its 10-year median of 5.02. GuruFocus rates NSE:OPTIFIN with a GF Score™ of 63/100 and a GF Value™ of ₹18.91 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,616 Chemicals companies, Optimus Finance ranks better than 50.74% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Optimus Finance's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹56 Mil. Optimus Finance's average total tangible assets for the quarter that ended in Mar. 2026 was ₹1,904 Mil. Therefore, Optimus Finance's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.95%.
The historical rank and industry rank for Optimus Finance's Return-on-Tangible-Asset or its related term are showing as below:
NSE:OPTIFIN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.46 Med: 5.02 Max: 7.39
Current: 3.54
During the past 13 years, Optimus Finance's highest Return-on-Tangible-Asset was 7.39%. The lowest was 3.46%. And the median was 5.02%.
NSE:OPTIFIN's Return-on-Tangible-Asset is ranked better than 50.74% of 1616
companies
in the Chemicals industry
Industry Median: 3.445
vs NSE:OPTIFIN: 3.54
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Optimus Finance Return-on-Tangible-Asset Related Terms
Optimus Finance Return-on-Tangible-Asset Historical Data
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The historical data trend for Optimus Finance's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:OPTIFIN vs : Return-on-Tangible-Asset Comparison
For the Chemicals subindustry, Optimus Finance's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Optimus Finance Return-on-Tangible-Asset vs Chemicals Industry
For the Chemicals industry and Basic Materials sector, Optimus Finance's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Optimus Finance's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.95% mean?
Optimus Finance (NSE:OPTIFIN) has a Return-on-Tangible-Asset of 2.95% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Optimus Finance and its competitors. This is 41% below median its historical median of 5.02. Over the past decade, Optimus Finance's Return-on-Tangible-Asset has ranged from 3.46 to 7.39. According to the industry distribution chart, Optimus Finance ranks #796 out of 1616 companies in the Chemicals industry, placing it in the top 49.3%.
Is Optimus Finance's Return-on-Tangible-Asset too high?
Optimus Finance's current Return-on-Tangible-Asset of 2.95% is 41% below median its 10-year median of 5.02. Over the past 10 years, this metric has ranged from a low of 3.46 to a high of 7.39. The Chemicals industry median Return-on-Tangible-Asset is 3.45. Optimus Finance's value of 2.95% is 14.4% below this industry median. Based on the distribution chart, Optimus Finance ranks #796 out of 1616 companies in the Chemicals industry, which is above the industry midpoint. Overall, Optimus Finance has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Optimus Finance's Return-on-Tangible-Asset compare to ?
According to the Chemicals industry distribution chart, Optimus Finance ranks #796 out of 1616 companies for Return-on-Tangible-Asset. This puts Optimus Finance in the upper half of its industry. The industry median Return-on-Tangible-Asset is 3.45. Optimus Finance's value of 2.95% is 14.4% below this benchmark. Historically, Optimus Finance's own Return-on-Tangible-Asset has ranged from 3.46 to 7.39 over the past decade. While the company's 10-year median is 5.02 vs. the industry median of 3.45, Optimus Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Chemicals company?
The median Return-on-Tangible-Asset among Chemicals companies is 3.45, based on 1,616 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optimus Finance's current Return-on-Tangible-Asset of 2.95% is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Optimus Finance and its competitors. For the Chemicals industry, the median Return-on-Tangible-Asset is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optimus Finance's current Return-on-Tangible-Asset is 2.95%, which is 41% below median its own 10-year median of 5.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optimus Finance stock overvalued right now?
Based on GuruFocus' analysis, Optimus Finance (NSE:OPTIFIN) is currently considered Possible Value Trap. The stock's GF Value™ is ₹18.91, compared to a current price of ₹12.40 — trading 34.4% below its estimated fair value. The current Return-on-Tangible-Asset is 2.95%, which is 41% below median its 10-year median of 5.02 and 14.4% below the Chemicals industry median of 3.45. Optimus Finance's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Optimus Finance (NSE:OPTIFIN), the current Return-on-Tangible-Asset is 2.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Optimus Finance (NSE:OPTIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Optimus Finance stock appears to be undervalued.
The current stock price of ₹12.40 is trading 34.4% below its estimated GF Value™ of ₹18.91.
GuruFocus considers Optimus Finance to be Possible Value Trap.
Key valuation signals for NSE:OPTIFIN:
Return-on-Tangible-Asset: 2.95% (41% below median its 10-year median of 5.02)
GF Value™: ₹18.91 vs. price of ₹12.40 (34.4% below fair value)
Industry Position: 14.4% below the Chemicals median (#796 of 1616)
No single metric tells the full story. See the NSE:OPTIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Optimus Finance Ltd is engaged in non-banking finance activity consisting of investment in shares and securities, and other investment and financing activities. It is engaged in the business of loans and investment; importing and exporting lubricant oils, different types of base oils, and other chemical products used mainly in the automobile industry, refrigeration, power industry, metal manufacturing, paint & ink industries, and others. It operates through two business segments: Financing and Investing activity, and Trading in Chemicals. It generates a majority of its revenues through trading in chemicals outside India.
63GF Score
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