Valiant Holding AGVALIF 60 Return-on-Tangible-Asset is 0.35% as of Mar. 2026, which is 15% below its 10-year median of 0.41. GuruFocus rates VALIF with a GF Score™ of 60/100 and a GF Value™ of $81.45. The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Valiant Holding AG ranks worse than 82.16% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Valiant Holding AG's annualizedNet Income for the quarter that ended in Mar. 2026 was $168.9 Mil. Valiant Holding AG's average total tangible assets for the quarter that ended in Mar. 2026 was $48,010.4 Mil. Therefore, Valiant Holding AG's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.35%.
The historical rank and industry rank for Valiant Holding AG's Return-on-Tangible-Asset or its related term are showing as below:
VALIF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.36 Med: 0.41 Max: 0.46
Current: 0.41
During the past 13 years, Valiant Holding AG's highest Return-on-Tangible-Asset was 0.46%. The lowest was 0.36%. And the median was 0.41%.
VALIF's Return-on-Tangible-Asset is ranked worse than 82.16% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs VALIF: 0.41
Valiant Holding AG (OTCPK:VALIF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Valiant Holding AG Return-on-Tangible-Asset Related Terms
Valiant Holding AG Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Valiant Holding AG's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Valiant Holding AG Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Valiant Holding AG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valiant Holding AG Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Valiant Holding AG's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Valiant Holding AG's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.35% mean?
Valiant Holding AG (VALIF) has a Return-on-Tangible-Asset of 0.35% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Valiant Holding AG and its competitors. This is 15% below median its historical median of 0.41. Over the past decade, Valiant Holding AG's Return-on-Tangible-Asset has ranged from 0.36 to 0.46. According to the industry distribution chart, Valiant Holding AG ranks #1257 out of 1530 companies in the Banks industry, placing it in the top 82.2%.
Is Valiant Holding AG's Return-on-Tangible-Asset too high?
Valiant Holding AG's current Return-on-Tangible-Asset of 0.35% is 15% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.46. The Banks industry median Return-on-Tangible-Asset is 0.99. Valiant Holding AG's value of 0.35% is 64.6% below this industry median. Based on the distribution chart, Valiant Holding AG ranks #1257 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Valiant Holding AG has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Valiant Holding AG's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Valiant Holding AG ranks #1257 out of 1530 companies for Return-on-Tangible-Asset. This places Valiant Holding AG in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Valiant Holding AG's value of 0.35% is 64.6% below this benchmark. Historically, Valiant Holding AG's own Return-on-Tangible-Asset has ranged from 0.36 to 0.46 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.99, Valiant Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valiant Holding AG's current Return-on-Tangible-Asset of 0.35% is 64.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Valiant Holding AG and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valiant Holding AG's current Return-on-Tangible-Asset is 0.35%, which is 15% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valiant Holding AG stock overvalued right now?
Valiant Holding AG (VALIF) has a current Return-on-Tangible-Asset of 0.35%. The stock's GF Value™ is $81.45, compared to a current price of $118.35 — trading 45.3% above its estimated fair value. The current Return-on-Tangible-Asset is 0.35%, which is 15% below median its 10-year median of 0.41 and 64.6% below the Banks industry median of 0.99. Valiant Holding AG's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Valiant Holding AG (VALIF), the current Return-on-Tangible-Asset is 0.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valiant Holding AG (VALIF) Overvalued in 2026?
Based on GuruFocus' analysis, Valiant Holding AG stock appears to be overvalued.
The current stock price of $118.35 is trading 45.3% above its estimated GF Value™ of $81.45.
Key valuation signals for VALIF:
Return-on-Tangible-Asset: 0.35% (15% below median its 10-year median of 0.41)
GF Value™: $81.45 vs. price of $118.35 (45.3% above fair value)
Industry Position: 64.6% below the Banks median (#1257 of 1530)
No single metric tells the full story. See the VALIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valiant Holding AG is an independent retail and SME bank that offers banking and financial services to clients. It caters to the following client segments: private clients, affluent private clients, self-employed individuals and small companies, and medium-sized companies. The products and services of the Group encompass mobile banking, payment solution Twint, savings accounts, retirement planning solutions, payments, investing, financing products, advisory services, and customized investment solutions.
60GF Score
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