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CloverASX:CLV +0.59%60 Return-on-Tangible-Equity is 11.99% as of Jan. 2026, which is 5% above its 10-year median of 11.42. GuruFocus rates ASX:CLV with a GF Score™ of 60/100 and a GF Value™ of A$0.76 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,881 Consumer Packaged Goods companies, Clover ranks better than 65.55% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Clover's annualized net income for the quarter that ended in Jan. 2026 was A$8.50 Mil. Clover's average shareholder tangible equity for the quarter that ended in Jan. 2026 was A$70.86 Mil. Therefore, Clover's annualized Return-on-Tangible-Equity for the quarter that ended in Jan. 2026 was 11.99%.
The historical rank and industry rank for Clover's Return-on-Tangible-Equity or its related term are showing as below:
ASX:CLV'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.32 Med: 11.42 Max: 25.42
Current: 12.84
During the past 13 years, Clover's highest Return-on-Tangible-Equity was 25.42%. The lowest was 2.32%. And the median was 11.42%.
ASX:CLV's Return-on-Tangible-Equity is ranked better than 65.55% of 1881
companies
in the Consumer Packaged Goods industry
Industry Median: 7.78
vs ASX:CLV: 12.84
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Clover Return-on-Tangible-Equity Related Terms
Clover Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Clover's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CLV vs KHC, GIS: Return-on-Tangible-Equity Comparison
For the Packaged Foods subindustry, Clover's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clover Return-on-Tangible-Equity vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Clover's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Clover's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jan. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 11.99% mean?
Clover (ASX:CLV) has a Return-on-Tangible-Equity of 11.99% as of Jan. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Clover and its competitors. This is near median its historical median of 11.42. Over the past decade, Clover's Return-on-Tangible-Equity has ranged from 2.32 to 25.42. According to the industry distribution chart, Clover ranks #648 out of 1881 companies in the Consumer Packaged Goods industry, placing it in the top 34.4%.
Is Clover's Return-on-Tangible-Equity too high?
Clover's current Return-on-Tangible-Equity of 11.99% is near median its 10-year median of 11.42. Over the past 10 years, this metric has ranged from a low of 2.32 to a high of 25.42. The Consumer Packaged Goods industry median Return-on-Tangible-Equity is 7.78. Clover's value of 11.99% is 54.1% above this industry median. Based on the distribution chart, Clover ranks #648 out of 1881 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Clover has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clover's Return-on-Tangible-Equity compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Clover ranks #648 out of 1881 companies for Return-on-Tangible-Equity. This puts Clover in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.78. Clover's value of 11.99% is 54.1% above this benchmark. Historically, Clover's own Return-on-Tangible-Equity has ranged from 2.32 to 25.42 over the past decade. While the company's 10-year median is 11.42 vs. the industry median of 7.78, Clover has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Consumer Packaged Goods company?
The median Return-on-Tangible-Equity among Consumer Packaged Goods companies is 7.78, based on 1,881 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clover's current Return-on-Tangible-Equity of 11.99% is 54.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Clover and its competitors. For the Consumer Packaged Goods industry, the median Return-on-Tangible-Equity is 7.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clover's current Return-on-Tangible-Equity is 11.99%, which is near median its own 10-year median of 11.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clover stock overvalued right now?
Based on GuruFocus' analysis, Clover (ASX:CLV) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$0.85 — trading 11.8% above its estimated fair value. The current Return-on-Tangible-Equity is 11.99%, which is near median its 10-year median of 11.42 and 54.1% above the Consumer Packaged Goods industry median of 7.78. Clover's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Clover (ASX:CLV), the current Return-on-Tangible-Equity is 11.99% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clover (ASX:CLV) Overvalued in 2026?
Based on GuruFocus' analysis, Clover stock appears to be overvalued.
The current stock price of A$0.85 is trading 11.8% above its estimated GF Value™ of A$0.76.
GuruFocus considers Clover to be Modestly Overvalued.
Key valuation signals for ASX:CLV:
Return-on-Tangible-Equity: 11.99% (near median its 10-year median of 11.42)
GF Value™: A$0.76 vs. price of A$0.85 (11.8% above fair value)
Industry Position: 54.1% above the Consumer Packaged Goods median (#648 of 1881)
No single metric tells the full story. See the ASX:CLV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clover Corp Ltd provides nutritional and functional ingredients. The company is involved in the production of encapsulated powders, and research and product development of functional food and infant nutrition ingredients. It offers Nu-Mega Hi docosahexaenoic acid tuna oils for use in infant formula and pharmaceutical products; and Ocean Gold refined tuna oils. Its products include DHA oils, DHA powders, and Microencapsulation. Geographically, the group has a business presence in Australia, New Zealand, Asia, Europe and the Americas. Majority of the revenue is derived from Australia/New Zealand.
60GF Score
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