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Pensum Group ZRTBUD:PENSUM 82 Return-on-Tangible-Equity is -25.58% as of Dec. 2025. GuruFocus rates BUD:PENSUM with a GF Score™ of 82/100 and a GF Value™ of Ft3,412.51 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 1,007 Business Services companies, Pensum Group ZRT ranks better than 57.99% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pensum Group ZRT's annualized net income for the quarter that ended in Dec. 2025 was Ft-131 Mil. Pensum Group ZRT's average shareholder tangible equity for the quarter that ended in Dec. 2025 was Ft514 Mil. Therefore, Pensum Group ZRT's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -25.58%.
The historical rank and industry rank for Pensum Group ZRT's Return-on-Tangible-Equity or its related term are showing as below:
BUD:PENSUM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.47 Med: 44.2 Max: 138.95
Current: 13.47
During the past 10 years, Pensum Group ZRT's highest Return-on-Tangible-Equity was 138.95%. The lowest was 13.47%. And the median was 44.20%.
BUD:PENSUM's Return-on-Tangible-Equity is ranked better than 57.99% of 1007
companies
in the Business Services industry
Industry Median: 10.81
vs BUD:PENSUM: 13.47
Pensum Group ZRT (BUD:PENSUM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pensum Group ZRT Return-on-Tangible-Equity Related Terms
Pensum Group ZRT Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Pensum Group ZRT's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BUD:PENSUM vs KFY, RHI, TNET: Return-on-Tangible-Equity Comparison
For the Staffing & Employment Services subindustry, Pensum Group ZRT's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pensum Group ZRT Return-on-Tangible-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, Pensum Group ZRT's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pensum Group ZRT's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -25.58% mean?
Pensum Group ZRT (BUD:PENSUM) has a Return-on-Tangible-Equity of -25.58% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pensum Group ZRT and its competitors. Over the past decade, Pensum Group ZRT's Return-on-Tangible-Equity has ranged from 13.47 to 138.95. According to the industry distribution chart, Pensum Group ZRT ranks #423 out of 1007 companies in the Business Services industry, placing it in the top 42%.
Is Pensum Group ZRT's Return-on-Tangible-Equity too high?
Pensum Group ZRT's current Return-on-Tangible-Equity is -25.58%. Over the past 10 years, this metric has ranged from a low of 13.47 to a high of 138.95. Based on the distribution chart, Pensum Group ZRT ranks #423 out of 1007 companies in the Business Services industry, which is above the industry midpoint. Overall, Pensum Group ZRT has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pensum Group ZRT's Return-on-Tangible-Equity compare to KFY and RHI?
According to the Business Services industry distribution chart, Pensum Group ZRT ranks #423 out of 1007 companies for Return-on-Tangible-Equity. This puts Pensum Group ZRT in the upper half of its industry. The industry median Return-on-Tangible-Equity is 10.81. Historically, Pensum Group ZRT's own Return-on-Tangible-Equity has ranged from 13.47 to 138.95 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 10.81, based on 1,007 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pensum Group ZRT and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 10.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pensum Group ZRT's current Return-on-Tangible-Equity is -25.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pensum Group ZRT stock overvalued right now?
Based on GuruFocus' analysis, Pensum Group ZRT (BUD:PENSUM) is currently considered Significantly Undervalued. The stock's GF Value™ is Ft3,412.51, compared to a current price of Ft2,260.00 — trading 33.8% below its estimated fair value. The current Return-on-Tangible-Equity is -25.58%. Pensum Group ZRT's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pensum Group ZRT (BUD:PENSUM), the current Return-on-Tangible-Equity is -25.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pensum Group ZRT (BUD:PENSUM) Overvalued in 2026?
Based on GuruFocus' analysis, Pensum Group ZRT stock appears to be undervalued.
The current stock price of Ft2,260.00 is trading 33.8% below its estimated GF Value™ of Ft3,412.51.
GuruFocus considers Pensum Group ZRT to be Significantly Undervalued.
Key valuation signals for BUD:PENSUM:
Return-on-Tangible-Equity: -25.58%
GF Value™: Ft3,412.51 vs. price of Ft2,260.00 (33.8% below fair value)
No single metric tells the full story. See the BUD:PENSUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pensum Group ZRT is a provider of human resource services in Hungary. Its service portfolio includes domestic and foreign staffing, outsourcing, and recruitment. The company offers services to Hungary, Austria and Germany.
82GF Score
Get the complete analysis for BUD:PENSUM
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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