Banco Occidental de Descuento BOD (CAR:BOU) Return-on-Tangible-Equity: -150.19% (As of Mar. 2022)

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What is Banco Occidental de Descuento BOD Return-on-Tangible-Equity?

Banco Occidental de Descuento BOD CAR:BOU Return-on-Tangible-Equity is -150.19% as of Mar. 2022.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Banco Occidental de Descuento BOD's annualized net income for the quarter that ended in Mar. 2022 was VES-60 Mil. Banco Occidental de Descuento BOD's average shareholder tangible equity for the quarter that ended in Mar. 2022 was VES40 Mil. Therefore, Banco Occidental de Descuento BOD's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2022 was -150.19%.

The historical rank and industry rank for Banco Occidental de Descuento BOD's Return-on-Tangible-Equity or its related term are showing as below:

CAR:BOU's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.195
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Banco Occidental de Descuento BOD  (CAR:BOU) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Banco Occidental de Descuento BOD Return-on-Tangible-Equity Related Terms


Banco Occidental de Descuento BOD Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Banco Occidental de Descuento BOD's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Occidental de Descuento BOD Return-on-Tangible-Equity Chart

Banco Occidental de Descuento BOD Annual Data
Trend Dec21
Return-on-Tangible-Equity
1.09

Banco Occidental de Descuento BOD Quarterly Data
Jun19 Jun21 Sep21 Dec21 Mar22
Return-on-Tangible-Equity 0.00 0.00 0.16 0.00 -150.19

CAR:BOU vs BLX: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Banco Occidental de Descuento BOD's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Occidental de Descuento BOD Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Banco Occidental de Descuento BOD's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Banco Occidental de Descuento BOD's Return-on-Tangible-Equity falls into.



Banco Occidental de Descuento BOD Return-on-Tangible-Equity Calculation

Banco Occidental de Descuento BOD's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2021 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2021 )  (A: . 20 )(A: Dec. 2021 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2021 )  (A: . 20 )(A: Dec. 2021 )
=/( (+ )/ )
=/
= %

Banco Occidental de Descuento BOD's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2022 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2022 )  (Q: Dec. 2021 )(Q: Mar. 2022 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2022 )  (Q: Dec. 2021 )(Q: Mar. 2022 )
=-60.284/( (51.323+28.954)/ 2 )
=-60.284/40.1385
=-150.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2022) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -150.19% mean?
Banco Occidental de Descuento BOD (CAR:BOU) has a Return-on-Tangible-Equity of -150.19% as of Mar. 2022. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Occidental de Descuento BOD and its competitors.
Is Banco Occidental de Descuento BOD's Return-on-Tangible-Equity too high?
Banco Occidental de Descuento BOD's current Return-on-Tangible-Equity is -150.19%.
How does Banco Occidental de Descuento BOD's Return-on-Tangible-Equity compare to BLX?
Banco Occidental de Descuento BOD's Return-on-Tangible-Equity of -150.19% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Occidental de Descuento BOD and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Occidental de Descuento BOD's current Return-on-Tangible-Equity is -150.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Occidental de Descuento BOD stock overvalued right now?
Banco Occidental de Descuento BOD (CAR:BOU) has a current Return-on-Tangible-Equity of -150.19%. The current Return-on-Tangible-Equity is -150.19%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco Occidental de Descuento BOD (CAR:BOU), the current Return-on-Tangible-Equity is -150.19% as of Mar. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Occidental de Descuento BOD Business Description

Address Avenida 5 de Julio, Avenue corner 17, Maracaibo, VEN
Banco Occidental de Descuento BOD is a commercial bank. The Company operates in five banking units: Commercial, Co-Operative, Petroleum, Agricultural, and Private Banking.