Donegal Investment Group (DUB:DQ7A) Return-on-Tangible-Equity: -34.30% (As of Aug. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Donegal Investment Group Return-on-Tangible-Equity?

Donegal Investment Group DUB:DQ7A -13.79% Return-on-Tangible-Equity is -34.30% as of Aug. 2025. The stock has 1 warning sign investors should review. Among 1,877 Consumer Packaged Goods companies, Donegal Investment Group ranks worse than 74.96% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Donegal Investment Group's annualized net income for the quarter that ended in Aug. 2025 was €-4.79 Mil. Donegal Investment Group's average shareholder tangible equity for the quarter that ended in Aug. 2025 was €13.97 Mil. Therefore, Donegal Investment Group's annualized Return-on-Tangible-Equity for the quarter that ended in Aug. 2025 was -34.30%.

The historical rank and industry rank for Donegal Investment Group's Return-on-Tangible-Equity or its related term are showing as below:

DUB:DQ7A' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.74   Med: 12.41   Max: 79.65
Current: 0.75

During the past 13 years, Donegal Investment Group's highest Return-on-Tangible-Equity was 79.65%. The lowest was 0.74%. And the median was 12.41%.

DUB:DQ7A's Return-on-Tangible-Equity is ranked worse than
74.96% of 1877 companies
in the Consumer Packaged Goods industry
Industry Median: 7.99 vs DUB:DQ7A: 0.75

Donegal Investment Group  (DUB:DQ7A) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Donegal Investment Group Return-on-Tangible-Equity Related Terms


Donegal Investment Group Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Donegal Investment Group's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Donegal Investment Group Return-on-Tangible-Equity Chart

Donegal Investment Group Annual Data
Trend Dec15 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.87 79.65 13.89 10.93 0.74

Donegal Investment Group Semi-Annual Data
Jun15 Dec15 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.24 19.54 2.39 30.73 -34.30

DUB:DQ7A vs ADM, BG, TSN: Return-on-Tangible-Equity Comparison

For the Farm Products subindustry, Donegal Investment Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Donegal Investment Group Return-on-Tangible-Equity vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Donegal Investment Group's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Donegal Investment Group's Return-on-Tangible-Equity falls into.



Donegal Investment Group Return-on-Tangible-Equity Calculation

Donegal Investment Group's annualized Return-on-Tangible-Equity for the fiscal year that ended in Aug. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Aug. 2025 )  (A: Aug. 2024 )(A: Aug. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Aug. 2025 )  (A: Aug. 2024 )(A: Aug. 2025 )
=0.113/( (17.559+12.847 )/ 2 )
=0.113/15.203
=0.74 %

Donegal Investment Group's annualized Return-on-Tangible-Equity for the quarter that ended in Aug. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Aug. 2025 )  (Q: Feb. 2025 )(Q: Aug. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Aug. 2025 )  (Q: Feb. 2025 )(Q: Aug. 2025 )
=-4.792/( (15.095+12.847)/ 2 )
=-4.792/13.971
=-34.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Aug. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -34.30% mean?
Donegal Investment Group (DUB:DQ7A) has a Return-on-Tangible-Equity of -34.30% as of Aug. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Donegal Investment Group and its competitors. Over the past decade, Donegal Investment Group's Return-on-Tangible-Equity has ranged from 0.74 to 79.65. According to the industry distribution chart, Donegal Investment Group ranks #1407 out of 1877 companies in the Consumer Packaged Goods industry, placing it in the top 75%.
Is Donegal Investment Group's Return-on-Tangible-Equity too high?
Donegal Investment Group's current Return-on-Tangible-Equity is -34.30%. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 79.65. Based on the distribution chart, Donegal Investment Group ranks #1407 out of 1877 companies in the Consumer Packaged Goods industry, which is below the industry midpoint.
How does Donegal Investment Group's Return-on-Tangible-Equity compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Donegal Investment Group ranks #1407 out of 1877 companies for Return-on-Tangible-Equity. This places Donegal Investment Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.99. Historically, Donegal Investment Group's own Return-on-Tangible-Equity has ranged from 0.74 to 79.65 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Consumer Packaged Goods company?
The median Return-on-Tangible-Equity among Consumer Packaged Goods companies is 7.99, based on 1,877 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Donegal Investment Group and its competitors. For the Consumer Packaged Goods industry, the median Return-on-Tangible-Equity is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Investment Group's current Return-on-Tangible-Equity is -34.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Investment Group stock overvalued right now?
Donegal Investment Group (DUB:DQ7A) has a current Return-on-Tangible-Equity of -34.30%. The current Return-on-Tangible-Equity is -34.30%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Donegal Investment Group (DUB:DQ7A), the current Return-on-Tangible-Equity is -34.30% as of Aug. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Donegal Investment Group Business Description

Address Colab, ATU, Co. Donegal, Letterkenny, IRL
Donegal Investment Group PLC is engaged in the development, purchase, and sale of seed potatoes and the rental and sale of property assets. Its only segment is Produce. The group operates in three geographical segments: Ireland; Europe and the Rest of the World; generating a vast majority of its revenue within Ireland.