Donegal Investment Group (DUB:DQ7A) Effective Interest Rate on Debt %: -0.48% (As of Aug. 2025)

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What is Donegal Investment Group Effective Interest Rate on Debt %?

Donegal Investment Group DUB:DQ7A Effective Interest Rate on Debt % is -0.48% as of Aug. 2025. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Donegal Investment Group's annualized positive value of Interest Expense for the quarter that ended in Aug. 2025 was €-0.03 Mil. Donegal Investment Group's average total debt for the quarter that ended in Aug. 2025 was €5.37 Mil. Therefore, Donegal Investment Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Aug. 2025 was -0.48%.

Donegal Investment Group  (DUB:DQ7A) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Donegal Investment Group Effective Interest Rate on Debt % Related Terms

Donegal Investment Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Donegal Investment Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Donegal Investment Group Effective Interest Rate on Debt % Chart

Donegal Investment Group Annual Data
Trend Dec15 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.87 2.40 3.82 0.91 1.15

Donegal Investment Group Semi-Annual Data
Jun15 Dec15 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.80 1.74 -1.47 1.17 -0.48

DUB:DQ7A vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, Donegal Investment Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Donegal Investment Group Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Donegal Investment Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Donegal Investment Group's Effective Interest Rate on Debt % falls into.


Donegal Investment Group Effective Interest Rate on Debt % Calculation

Donegal Investment Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -0.011/( (0.958+0)/ 1 )
=-1  *  -0.011/0.958
=1.15 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.579 + 0.379
=0.958

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Donegal Investment Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2025 )+Total Debt  (Q: Aug. 2025 ))/ count )
=-1  *  0.026/( (5.365+0)/ 1 )
=-1  *  0.026/5.365
=-0.48 %

where

Total Debt  (Q: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.601 + 4.764
=5.365

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Aug. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -0.48% mean?
Donegal Investment Group (DUB:DQ7A) has a Effective Interest Rate on Debt % of -0.48% as of Aug. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Donegal Investment Group and its competitors.
Is Donegal Investment Group's Effective Interest Rate on Debt % too high?
Donegal Investment Group's current Effective Interest Rate on Debt % is -0.48%.
How does Donegal Investment Group's Effective Interest Rate on Debt % compare to ADM and BG?
Donegal Investment Group's Effective Interest Rate on Debt % of -0.48% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Donegal Investment Group and its competitors. Donegal Investment Group's current Effective Interest Rate on Debt % is -0.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Investment Group stock overvalued right now?
Donegal Investment Group (DUB:DQ7A) has a current Effective Interest Rate on Debt % of -0.48%. The current Effective Interest Rate on Debt % is -0.48%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Donegal Investment Group (DUB:DQ7A), the current Effective Interest Rate on Debt % is -0.48% as of Aug. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Donegal Investment Group Business Description

Address Colab, ATU, Co. Donegal, Letterkenny, IRL
Donegal Investment Group PLC is engaged in the development, purchase, and sale of seed potatoes and the rental and sale of property assets. Its only segment is Produce. The group operates in three geographical segments: Ireland; Europe and the Rest of the World; generating a vast majority of its revenue within Ireland.