Yubico ABFRA:0FE -4.08%53 Return-on-Tangible-Equity is 5.27% as of Mar. 2026, which is 57% below its 10-year median of 12.28. GuruFocus rates FRA:0FE with a GF Score™ of 53/100 and a GF Value™ of €10.93 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,467 Software companies, Yubico AB ranks worse than 55.25% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Yubico AB's annualized net income for the quarter that ended in Mar. 2026 was €8.0 Mil. Yubico AB's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €151.5 Mil. Therefore, Yubico AB's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.27%.
The historical rank and industry rank for Yubico AB's Return-on-Tangible-Equity or its related term are showing as below:
FRA:0FE'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.42 Med: 12.28 Max: 27.87
Current: 6.05
During the past 6 years, Yubico AB's highest Return-on-Tangible-Equity was 27.87%. The lowest was -0.42%. And the median was 12.28%.
FRA:0FE's Return-on-Tangible-Equity is ranked worse than 55.25% of 2467
companies
in the Software industry
Industry Median: 8.62
vs FRA:0FE: 6.05
Yubico AB (FRA:0FE) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Yubico AB Return-on-Tangible-Equity Related Terms
Yubico AB Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Yubico AB's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0FE vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Yubico AB's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yubico AB Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Yubico AB's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Yubico AB's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.27% mean?
Yubico AB (FRA:0FE) has a Return-on-Tangible-Equity of 5.27% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Yubico AB and its competitors. This is 57% below median its historical median of 12.28. According to the industry distribution chart, Yubico AB ranks #1363 out of 2467 companies in the Software industry, placing it in the top 55.2%.
Is Yubico AB's Return-on-Tangible-Equity too high?
Yubico AB's current Return-on-Tangible-Equity of 5.27% is 57% below median its 10-year median of 12.28. The Software industry median Return-on-Tangible-Equity is 8.62. Yubico AB's value of 5.27% is 38.9% below this industry median. Based on the distribution chart, Yubico AB ranks #1363 out of 2467 companies in the Software industry, which is below the industry midpoint. Overall, Yubico AB has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yubico AB's Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Yubico AB ranks #1363 out of 2467 companies for Return-on-Tangible-Equity. This places Yubico AB in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.62. Yubico AB's value of 5.27% is 38.9% below this benchmark. While the company's 10-year median is 12.28 vs. the industry median of 8.62, Yubico AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.62, based on 2,467 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yubico AB's current Return-on-Tangible-Equity of 5.27% is 38.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Yubico AB and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yubico AB's current Return-on-Tangible-Equity is 5.27%, which is 57% below median its own 10-year median of 12.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yubico AB stock overvalued right now?
Based on GuruFocus' analysis, Yubico AB (FRA:0FE) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.93, compared to a current price of €5.18 — trading 52.7% below its estimated fair value. The current Return-on-Tangible-Equity is 5.27%, which is 57% below median its 10-year median of 12.28 and 38.9% below the Software industry median of 8.62. Yubico AB's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Yubico AB (FRA:0FE), the current Return-on-Tangible-Equity is 5.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yubico AB (FRA:0FE) Overvalued in 2026?
Based on GuruFocus' analysis, Yubico AB stock appears to be undervalued.
The current stock price of €5.18 is trading 52.7% below its estimated GF Value™ of €10.93.
GuruFocus considers Yubico AB to be Significantly Undervalued.
Key valuation signals for FRA:0FE:
Return-on-Tangible-Equity: 5.27% (57% below median its 10-year median of 12.28)
GF Value™: €10.93 vs. price of €5.18 (52.7% below fair value)
Industry Position: 38.9% below the Software median (#1363 of 2467)
No single metric tells the full story. See the FRA:0FE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yubico AB is a cybersecurity company specializing in secure authentication and identification solutions. The company's solutions are used by individuals, businesses, and organizations world-wide to protect against various types of cyberattacks such as phishing and account takeovers. Geographically, the company generates the majority of its revenue from the USA, and a smaller portion of revenue is derived from Germany and Sweden.
53GF Score
Get the complete analysis for FRA:0FE
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:0FE has been successfully added to your 
