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CMBC Capital HoldingsFRA:4C30 -28.65%43 Return-on-Tangible-Equity is 4.22% as of Dec. 2025, which is 40% below its 10-year median of 7.02. GuruFocus rates FRA:4C30 with a GF Score™ of 43/100 and a GF Value™ of €0.08 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 782 Capital Markets companies, CMBC Capital Holdings ranks better than 61.13% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. CMBC Capital Holdings's annualized net income for the quarter that ended in Dec. 2025 was €7.31 Mil. CMBC Capital Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €173.37 Mil. Therefore, CMBC Capital Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 4.22%.
The historical rank and industry rank for CMBC Capital Holdings's Return-on-Tangible-Equity or its related term are showing as below:
FRA:4C30'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -122.69 Med: 7.02 Max: 17.59
Current: 10.04
During the past 13 years, CMBC Capital Holdings's highest Return-on-Tangible-Equity was 17.59%. The lowest was -122.69%. And the median was 7.02%.
FRA:4C30's Return-on-Tangible-Equity is ranked better than 61.13% of 782
companies
in the Capital Markets industry
Industry Median: 6.52
vs FRA:4C30: 10.04
CMBC Capital Holdings (FRA:4C30) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
CMBC Capital Holdings Return-on-Tangible-Equity Related Terms
CMBC Capital Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for CMBC Capital Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMBC Capital Holdings Return-on-Tangible-Equity Chart
FRA:4C30 vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, CMBC Capital Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CMBC Capital Holdings Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CMBC Capital Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where CMBC Capital Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.22% mean?
CMBC Capital Holdings (FRA:4C30) has a Return-on-Tangible-Equity of 4.22% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CMBC Capital Holdings and its competitors. This is 40% below median its historical median of 7.02. According to the industry distribution chart, CMBC Capital Holdings ranks #304 out of 782 companies in the Capital Markets industry, placing it in the top 38.9%.
Is CMBC Capital Holdings' Return-on-Tangible-Equity too high?
CMBC Capital Holdings' current Return-on-Tangible-Equity of 4.22% is 40% below median its 10-year median of 7.02. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. CMBC Capital Holdings' value of 4.22% is 35.3% below this industry median. Based on the distribution chart, CMBC Capital Holdings ranks #304 out of 782 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CMBC Capital Holdings has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CMBC Capital Holdings' Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, CMBC Capital Holdings ranks #304 out of 782 companies for Return-on-Tangible-Equity. This puts CMBC Capital Holdings in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. CMBC Capital Holdings' value of 4.22% is 35.3% below this benchmark. While the company's 10-year median is 7.02 vs. the industry median of 6.52, CMBC Capital Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CMBC Capital Holdings's current Return-on-Tangible-Equity of 4.22% is 35.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on CMBC Capital Holdings and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CMBC Capital Holdings's current Return-on-Tangible-Equity is 4.22%, which is 40% below median its own 10-year median of 7.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMBC Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, CMBC Capital Holdings (FRA:4C30) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.27 — trading 242.5% above its estimated fair value. The current Return-on-Tangible-Equity is 4.22%, which is 40% below median its 10-year median of 7.02 and 35.3% below the Capital Markets industry median of 6.52. CMBC Capital Holdings' overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For CMBC Capital Holdings (FRA:4C30), the current Return-on-Tangible-Equity is 4.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CMBC Capital Holdings (FRA:4C30) Overvalued in 2026?
Based on GuruFocus' analysis, CMBC Capital Holdings stock appears to be overvalued.
The current stock price of €0.27 is trading 242.5% above its estimated GF Value™ of €0.08.
GuruFocus considers CMBC Capital Holdings to be Significantly Overvalued.
Key valuation signals for FRA:4C30:
Return-on-Tangible-Equity: 4.22% (40% below median its 10-year median of 7.02)
GF Value™: €0.08 vs. price of €0.27 (242.5% above fair value)
Industry Position: 35.3% below the Capital Markets median (#304 of 782)
No single metric tells the full story. See the FRA:4C30 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CMBC Capital Holdings Ltd engages in the provision of loan financing services. It operates through the following segments: Securities, Fixed-income direct investment, Other Investment and Financing, Asset Management, Corporate Finance and Advisory, and others. The company's operations are carried out in Hong Kong.
43GF Score
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