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Summerset Group HoldingsHAM:20S -2.99%81 Return-on-Tangible-Equity is 20.07% as of Jun. 2026, which is 9% above its 10-year median of 18.45. GuruFocus rates HAM:20S with a GF Score™ of 81/100 and a GF Value™ of €7.40. The stock has 7 warning signs investors should review. Among 584 Healthcare Providers & Services companies, Summerset Group Holdings ranks worse than 54.11% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Summerset Group Holdings's annualized net income for the quarter that ended in Jun. 2026 was €685.8 Mil. Summerset Group Holdings's average shareholder tangible equity for the quarter that ended in Jun. 2026 was €3,417.1 Mil. Therefore, Summerset Group Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 20.07%.
The historical rank and industry rank for Summerset Group Holdings's Return-on-Tangible-Equity or its related term are showing as below:
HAM:20S'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.26 Med: 18.45 Max: 34.17
Current: 9.12
During the past 13 years, Summerset Group Holdings's highest Return-on-Tangible-Equity was 34.17%. The lowest was 8.26%. And the median was 18.45%.
HAM:20S's Return-on-Tangible-Equity is ranked worse than 54.11% of 584
companies
in the Healthcare Providers & Services industry
Industry Median: 10.815
vs HAM:20S: 9.12
Summerset Group Holdings (HAM:20S) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Summerset Group Holdings Return-on-Tangible-Equity Related Terms
Summerset Group Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Summerset Group Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Summerset Group Holdings Return-on-Tangible-Equity Chart
For the Medical Care Facilities subindustry, Summerset Group Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summerset Group Holdings Return-on-Tangible-Equity vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Summerset Group Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Summerset Group Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 20.07% mean?
Summerset Group Holdings (HAM:20S) has a Return-on-Tangible-Equity of 20.07% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Summerset Group Holdings and its competitors. This is near median its historical median of 18.45. Over the past decade, Summerset Group Holdings' Return-on-Tangible-Equity has ranged from 8.26 to 34.17. According to the industry distribution chart, Summerset Group Holdings ranks #316 out of 584 companies in the Healthcare Providers & Services industry, placing it in the top 54.1%.
Is Summerset Group Holdings' Return-on-Tangible-Equity too high?
Summerset Group Holdings' current Return-on-Tangible-Equity of 20.07% is near median its 10-year median of 18.45. Over the past 10 years, this metric has ranged from a low of 8.26 to a high of 34.17. The Healthcare Providers & Services industry median Return-on-Tangible-Equity is 10.82. Summerset Group Holdings' value of 20.07% is 85.6% above this industry median. Based on the distribution chart, Summerset Group Holdings ranks #316 out of 584 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Summerset Group Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Summerset Group Holdings' Return-on-Tangible-Equity compare to ?
According to the Healthcare Providers & Services industry distribution chart, Summerset Group Holdings ranks #316 out of 584 companies for Return-on-Tangible-Equity. This places Summerset Group Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 10.82. Summerset Group Holdings' value of 20.07% is 85.6% above this benchmark. Historically, Summerset Group Holdings' own Return-on-Tangible-Equity has ranged from 8.26 to 34.17 over the past decade. While the company's 10-year median is 18.45 vs. the industry median of 10.82, Summerset Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Healthcare Providers & Services company?
The median Return-on-Tangible-Equity among Healthcare Providers & Services companies is 10.82, based on 584 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summerset Group Holdings's current Return-on-Tangible-Equity of 20.07% is 85.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Summerset Group Holdings and its competitors. For the Healthcare Providers & Services industry, the median Return-on-Tangible-Equity is 10.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summerset Group Holdings's current Return-on-Tangible-Equity is 20.07%, which is near median its own 10-year median of 18.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summerset Group Holdings stock overvalued right now?
Summerset Group Holdings (HAM:20S) has a current Return-on-Tangible-Equity of 20.07%. The stock's GF Value™ is €7.40, compared to a current price of €3.90 — trading 47.3% below its estimated fair value. The current Return-on-Tangible-Equity is 20.07%, which is near median its 10-year median of 18.45 and 85.6% above the Healthcare Providers & Services industry median of 10.82. Summerset Group Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Summerset Group Holdings (HAM:20S), the current Return-on-Tangible-Equity is 20.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summerset Group Holdings (HAM:20S) Overvalued in 2026?
Based on GuruFocus' analysis, Summerset Group Holdings stock appears to be undervalued.
The current stock price of €3.90 is trading 47.3% below its estimated GF Value™ of €7.40.
Key valuation signals for HAM:20S:
Return-on-Tangible-Equity: 20.07% (near median its 10-year median of 18.45)
GF Value™: €7.40 vs. price of €3.90 (47.3% below fair value)
Industry Position: 85.6% above the Healthcare Providers & Services median (#316 of 584)
No single metric tells the full story. See the HAM:20S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summerset Group Holdings Ltd develops, owns, and operates integrated retirement villages. The company receives a majority of its revenue from the New Zealand Ministry of Health, which subsidizes fees for eligible aged-care residents. Its revenue is mainly derived from care fees and village services income. Summerset provides a range of care for its residents, including in-home care and 24-hour medical care centers. In addition to its independent-living villas and apartments, Summerset offers supported-living residences, which include assistance with daily activities like shopping and housekeeping.
81GF Score
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