Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Chuanglian Holdings's annualized net income for the quarter that ended in Dec. 2025 was HK$-3.4 Mil. Chuanglian Holdings's average shareholder tangible equity for the quarter that ended in Dec. 2025 was HK$130.4 Mil. Therefore, Chuanglian Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was -2.60%.
The historical rank and industry rank for Chuanglian Holdings's Return-on-Tangible-Equity or its related term are showing as below:
HKSE:02371'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -177.57 Med: -11.77 Max: 15.01
Current: -35
During the past 13 years, Chuanglian Holdings's highest Return-on-Tangible-Equity was 15.01%. The lowest was -177.57%. And the median was -11.77%.
HKSE:02371's Return-on-Tangible-Equity is ranked worse than 89.96% of 249
companies
in the Education industry
Industry Median: 12.01
vs HKSE:02371: -35.00
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Chuanglian Holdings Return-on-Tangible-Equity Related Terms
Chuanglian Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Chuanglian Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02371 vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, Chuanglian Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chuanglian Holdings Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Chuanglian Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Chuanglian Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -2.60% mean?
Chuanglian Holdings (HKSE:02371) has a Return-on-Tangible-Equity of -2.60% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Chuanglian Holdings and its competitors. According to the industry distribution chart, Chuanglian Holdings ranks #224 out of 249 companies in the Education industry, placing it in the top 90%.
Is Chuanglian Holdings' Return-on-Tangible-Equity too high?
Chuanglian Holdings' current Return-on-Tangible-Equity is -2.60%. Based on the distribution chart, Chuanglian Holdings ranks #224 out of 249 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Chuanglian Holdings has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chuanglian Holdings' Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Chuanglian Holdings ranks #224 out of 249 companies for Return-on-Tangible-Equity. This places Chuanglian Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 12.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 12.01, based on 249 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Chuanglian Holdings and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 12.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chuanglian Holdings's current Return-on-Tangible-Equity is -2.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chuanglian Holdings stock overvalued right now?
Based on GuruFocus' analysis, Chuanglian Holdings (HKSE:02371) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.42, compared to a current price of HK$0.19 — trading 53.8% below its estimated fair value. The current Return-on-Tangible-Equity is -2.60%. Chuanglian Holdings' overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Chuanglian Holdings (HKSE:02371), the current Return-on-Tangible-Equity is -2.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chuanglian Holdings (HKSE:02371) Overvalued in 2026?
Based on GuruFocus' analysis, Chuanglian Holdings stock appears to be undervalued.
The current stock price of HK$0.19 is trading 53.8% below its estimated GF Value™ of HK$0.42.
GuruFocus considers Chuanglian Holdings to be Possible Value Trap.
Key valuation signals for HKSE:02371:
Return-on-Tangible-Equity: -2.60%
GF Value™: HK$0.42 vs. price of HK$0.19 (53.8% below fair value)
No single metric tells the full story. See the HKSE:02371 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chuanglian Holdings Ltd is an investment holding company. Along with its subsidiaries, it operates in the following reportable segments; Securities trading, Educational consultancy and online training and education, and Financial services. Maximum revenue is derived from its Financial services segment which provides insurance brokerage services, money lending services, investment advisory services, and finance leasing services. The Securities trading segment is engaged in trading financial assets at fair value through profit or loss; and the Education segment provides educational consultancy, online training, education, and on-site training services. Geographically, it derives key revenue from the People's Republic of China and rest from Hong Kong and other regions.
43GF Score
Get the complete analysis for HKSE:02371
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:02371 has been successfully added to your 
