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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Phancy Group Co's annualized net income for the quarter that ended in Jun. 2026 was HK$275 Mil. Phancy Group Co's average shareholder tangible equity for the quarter that ended in Jun. 2026 was HK$9,068 Mil. Therefore, Phancy Group Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 3.03%.
The historical rank and industry rank for Phancy Group Co's Return-on-Tangible-Equity or its related term are showing as below:
HKSE:06682'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -63.8 Med: -5.42 Max: 2.19
Current: 2.19
During the past 6 years, Phancy Group Co's highest Return-on-Tangible-Equity was 2.19%. The lowest was -63.80%. And the median was -5.42%.
HKSE:06682's Return-on-Tangible-Equity is ranked worse than 63.49% of 2479
companies
in the Software industry
Industry Median: 9.9
vs HKSE:06682: 2.19
Phancy Group Co (HKSE:06682) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Phancy Group Co Return-on-Tangible-Equity Related Terms
Phancy Group Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Phancy Group Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:06682 vs MSFT, PLTR, ORCL: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Phancy Group Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phancy Group Co Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Phancy Group Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Phancy Group Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.03% mean?
Phancy Group Co (HKSE:06682) has a Return-on-Tangible-Equity of 3.03% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Phancy Group Co and its competitors. According to the industry distribution chart, Phancy Group Co ranks #1574 out of 2479 companies in the Software industry, placing it in the top 63.5%.
Is Phancy Group Co's Return-on-Tangible-Equity too high?
Phancy Group Co's current Return-on-Tangible-Equity is 3.03%. The Software industry median Return-on-Tangible-Equity is 9.90. Phancy Group Co's value of 3.03% is 69.4% below this industry median. Based on the distribution chart, Phancy Group Co ranks #1574 out of 2479 companies in the Software industry, which is below the industry midpoint. Overall, Phancy Group Co has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Phancy Group Co's Return-on-Tangible-Equity compare to MSFT and PLTR?
According to the Software industry distribution chart, Phancy Group Co ranks #1574 out of 2479 companies for Return-on-Tangible-Equity. This places Phancy Group Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 9.90. Phancy Group Co's value of 3.03% is 69.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 9.90, based on 2,479 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phancy Group Co's current Return-on-Tangible-Equity of 3.03% is 69.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Phancy Group Co and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 9.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phancy Group Co's current Return-on-Tangible-Equity is 3.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phancy Group Co stock overvalued right now?
Based on GuruFocus' analysis, Phancy Group Co (HKSE:06682) is currently considered Possible Value Trap. The stock's GF Value™ is HK$72.40, compared to a current price of HK$26.56 — trading 63.3% below its estimated fair value. The current Return-on-Tangible-Equity is 3.03% and 69.4% below the Software industry median of 9.90. Phancy Group Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Phancy Group Co (HKSE:06682), the current Return-on-Tangible-Equity is 3.03% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phancy Group Co (HKSE:06682) Overvalued in 2026?
Based on GuruFocus' analysis, Phancy Group Co stock appears to be undervalued.
The current stock price of HK$26.56 is trading 63.3% below its estimated GF Value™ of HK$72.40.
GuruFocus considers Phancy Group Co to be Possible Value Trap.
Key valuation signals for HKSE:06682:
Return-on-Tangible-Equity: 3.03%
GF Value™: HK$72.40 vs. price of HK$26.56 (63.3% below fair value)
Industry Position: 69.4% below the Software median (#1574 of 2479)
No single metric tells the full story. See the HKSE:06682 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phancy Group Co Ltd y is an investment holding company. The company and its subsidiaries are engaged in operations of artificial intelligence (AI) platform, and provision of Application Programming Interface (API) and Agentic AI services in the PRC and certain overseas countries and regions. It focuses on providing platform-centric AI software which enables enterprises to develop their own decision-making AI applications. The company has three core business segments: AI Platform, API business and Agentic AI business. The majority of revenue is derived from the AI Platform segment, which consists of platform and ready-to-use applications and related equipment, which are delivered as licensed software installed at the end users' servers.
61GF Score
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