Mineral & Financial Investments (LSE:MAFL) Return-on-Tangible-Equity: 34.51% (As of Dec. 2025) — 106% Above Median

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LSE:MAFL Mineral & Financial Investments Ltd LSE:MAFL
56 GF Score
Price £0.42
GF Value £1.12
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Mineral & Financial Investments Return-on-Tangible-Equity?

Mineral & Financial Investments LSE:MAFL 56 Return-on-Tangible-Equity is 34.51% as of Dec. 2025, which is 106% above its 10-year median of 16.75. GuruFocus rates LSE:MAFL with a GF Score™ of 56/100 and a GF Value™ of £1.12 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,589 Asset Management companies, Mineral & Financial Investments ranks better than 82.69% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mineral & Financial Investments's annualized net income for the quarter that ended in Dec. 2025 was £5.19 Mil. Mineral & Financial Investments's average shareholder tangible equity for the quarter that ended in Dec. 2025 was £15.05 Mil. Therefore, Mineral & Financial Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 34.51%.

The historical rank and industry rank for Mineral & Financial Investments's Return-on-Tangible-Equity or its related term are showing as below:

LSE:MAFL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -43.34   Med: 16.75   Max: 75.38
Current: 24.7

During the past 13 years, Mineral & Financial Investments's highest Return-on-Tangible-Equity was 75.38%. The lowest was -43.34%. And the median was 16.75%.

LSE:MAFL's Return-on-Tangible-Equity is ranked better than
82.69% of 1589 companies
in the Asset Management industry
Industry Median: 7.21 vs LSE:MAFL: 24.70

Mineral & Financial Investments  (LSE:MAFL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Mineral & Financial Investments Return-on-Tangible-Equity Related Terms


Mineral & Financial Investments Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Mineral & Financial Investments's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mineral & Financial Investments Return-on-Tangible-Equity Chart

Mineral & Financial Investments Annual Data
Trend Dec14 Dec15 Dec16 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.19 12.94 18.37 19.22 17.30

Mineral & Financial Investments Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.12 26.39 20.67 14.05 34.51

LSE:MAFL vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison

For the Asset Management subindustry, Mineral & Financial Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mineral & Financial Investments Return-on-Tangible-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Mineral & Financial Investments's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Mineral & Financial Investments's Return-on-Tangible-Equity falls into.


LSE:MAFL
56GF Score
Mineral & Financial Investments Ltd LSE:MAFL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mineral & Financial Investments Return-on-Tangible-Equity Calculation

Mineral & Financial Investments's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jun. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=2.173/( (11.445+13.679 )/ 2 )
=2.173/12.562
=17.30 %

Mineral & Financial Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=5.194/( (13.679+16.423)/ 2 )
=5.194/15.051
=34.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 34.51% mean?
Mineral & Financial Investments (LSE:MAFL) has a Return-on-Tangible-Equity of 34.51% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mineral & Financial Investments and its competitors. This is 106% above median its historical median of 16.75. According to the industry distribution chart, Mineral & Financial Investments ranks #275 out of 1589 companies in the Asset Management industry, placing it in the top 17.3%.
Is Mineral & Financial Investments' Return-on-Tangible-Equity too high?
Mineral & Financial Investments' current Return-on-Tangible-Equity of 34.51% is 106% above median its 10-year median of 16.75. The Asset Management industry median Return-on-Tangible-Equity is 7.21. Mineral & Financial Investments' value of 34.51% is 378.6% above this industry median. Based on the distribution chart, Mineral & Financial Investments ranks #275 out of 1589 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Mineral & Financial Investments has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mineral & Financial Investments' Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Mineral & Financial Investments ranks #275 out of 1589 companies for Return-on-Tangible-Equity. This places Mineral & Financial Investments in the top 17% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.21. Mineral & Financial Investments' value of 34.51% is 378.6% above this benchmark. While the company's 10-year median is 16.75 vs. the industry median of 7.21, Mineral & Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mineral & Financial Investments's current Return-on-Tangible-Equity of 34.51% is 378.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mineral & Financial Investments and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mineral & Financial Investments's current Return-on-Tangible-Equity is 34.51%, which is 106% above median its own 10-year median of 16.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mineral & Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Mineral & Financial Investments (LSE:MAFL) is currently considered Possible Value Trap. The stock's GF Value™ is £1.12, compared to a current price of £0.42 — trading 62.9% below its estimated fair value. The current Return-on-Tangible-Equity is 34.51%, which is 106% above median its 10-year median of 16.75 and 378.6% above the Asset Management industry median of 7.21. Mineral & Financial Investments' overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mineral & Financial Investments (LSE:MAFL), the current Return-on-Tangible-Equity is 34.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mineral & Financial Investments (LSE:MAFL) Overvalued in 2026?

Based on GuruFocus' analysis, Mineral & Financial Investments stock appears to be undervalued. The current stock price of £0.42 is trading 62.9% below its estimated GF Value™ of £1.12. GuruFocus considers Mineral & Financial Investments to be Possible Value Trap.

Key valuation signals for LSE:MAFL:

  • Return-on-Tangible-Equity: 34.51% (106% above median its 10-year median of 16.75)
  • GF Value™: £1.12 vs. price of £0.42 (62.9% below fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 378.6% above the Asset Management median (#275 of 1589)

No single metric tells the full story. See the LSE:MAFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mineral & Financial Investments Business Description

Address 190 Elgin Avenue, George Town, Grand Cayman, CYM, KY1-9001
Mineral & Financial Investments Ltd is an investment company, invests in natural resources, minerals, metals, and oil and gas projects. It invests in securities of quoted and unquoted companies and their assets, units in open-ended investment companies, exchange traded funds, physical commodities, derivatives, and other hybrid securities. In addition, the company focuses on providing capital for mining companies that require finance for their projects and also offer advisory services to its investee companies.
56GF Score

Get the complete analysis for LSE:MAFL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.42
Price
£1.12
GF Value