UIL (LSE:UTL) Return-on-Tangible-Equity: 51.52% (As of Dec. 2025) — 382% Above Median


LSE:UTL UIL Ltd LSE:UTL
36 GF Score
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! 4 Warning Signs
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What is UIL Return-on-Tangible-Equity?

UIL LSE:UTL 36 Return-on-Tangible-Equity is 51.52% as of Dec. 2025, which is 382% above its 10-year median of 10.68. GuruFocus rates LSE:UTL with a GF Score™ of 36/100. The stock has 4 warning signs investors should review. Among 1,589 Asset Management companies, UIL ranks better than 87.35% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. UIL's annualized net income for the quarter that ended in Dec. 2025 was £95.68 Mil. UIL's average shareholder tangible equity for the quarter that ended in Dec. 2025 was £185.72 Mil. Therefore, UIL's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 51.52%.

The historical rank and industry rank for UIL's Return-on-Tangible-Equity or its related term are showing as below:

LSE:UTL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -47.07   Med: 10.68   Max: 39.84
Current: 31.14

During the past 13 years, UIL's highest Return-on-Tangible-Equity was 39.84%. The lowest was -47.07%. And the median was 10.68%.

LSE:UTL's Return-on-Tangible-Equity is ranked better than
87.35% of 1589 companies
in the Asset Management industry
Industry Median: 7.21 vs LSE:UTL: 31.14

UIL  (LSE:UTL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


UIL Return-on-Tangible-Equity Related Terms


UIL Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for UIL's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UIL Return-on-Tangible-Equity Chart

UIL Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.84 -47.07 -23.01 -16.40 13.74

UIL Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.09 -41.30 17.64 9.27 51.52

LSE:UTL vs BLK, BX, KKR: Return-on-Tangible-Equity Comparison

For the Asset Management subindustry, UIL's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UIL Return-on-Tangible-Equity vs Asset Management Industry

For the Asset Management industry and Financial Services sector, UIL's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where UIL's Return-on-Tangible-Equity falls into.


LSE:UTL
36GF Score
UIL Ltd LSE:UTL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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UIL Return-on-Tangible-Equity Calculation

UIL's annualized Return-on-Tangible-Equity for the fiscal year that ended in Jun. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Jun. 2025 )  (A: Jun. 2024 )(A: Jun. 2025 )
=20.9/( (137.535+166.647 )/ 2 )
=20.9/152.091
=13.74 %

UIL's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=95.676/( (166.647+204.791)/ 2 )
=95.676/185.719
=51.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 51.52% mean?
UIL (LSE:UTL) has a Return-on-Tangible-Equity of 51.52% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UIL and its competitors. This is 382% above median its historical median of 10.68. According to the industry distribution chart, UIL ranks #201 out of 1589 companies in the Asset Management industry, placing it in the top 12.6%.
Is UIL's Return-on-Tangible-Equity too high?
UIL's current Return-on-Tangible-Equity of 51.52% is 382% above median its 10-year median of 10.68. The Asset Management industry median Return-on-Tangible-Equity is 7.21. UIL's value of 51.52% is 614.6% above this industry median. Based on the distribution chart, UIL ranks #201 out of 1589 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, UIL has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does UIL's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, UIL ranks #201 out of 1589 companies for Return-on-Tangible-Equity. This places UIL in the top 13% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.21. UIL's value of 51.52% is 614.6% above this benchmark. While the company's 10-year median is 10.68 vs. the industry median of 7.21, UIL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.21, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UIL's current Return-on-Tangible-Equity of 51.52% is 614.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UIL and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UIL's current Return-on-Tangible-Equity is 51.52%, which is 382% above median its own 10-year median of 10.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UIL stock overvalued right now?
UIL (LSE:UTL) has a current Return-on-Tangible-Equity of 51.52%. The current Return-on-Tangible-Equity is 51.52%, which is 382% above median its 10-year median of 10.68 and 614.6% above the Asset Management industry median of 7.21. UIL's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For UIL (LSE:UTL), the current Return-on-Tangible-Equity is 51.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

UIL Business Description

Address 2 Church Street, Clarendon House, Hamilton, BMU, HM 11
UIL Ltd is a closed-end investment company. It is in the business of investing in pooled funds. Its investment objective is to maximize shareholder returns by investing and identifying in investments. The company's investment objective is to maximise shareholder returns by identifying and investing in investments where the underlying value is not reflected in the market price. It invests in gold mining, technology, financial services, oil and gas, telecoms, electricity, water and waste, renewables, airports, ports, toll roads, resources, and infrastructure sectors.
36GF Score

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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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