Jumbo (LTS:0LRI) Return-on-Tangible-Equity: 26.96% (As of Dec. 2025) — 69% Above Median


LTS:0LRI Jumbo SA LTS:0LRI
94 GF Score
Price €14.90
GF Value €16.36
Valuation Fairly Valued
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What is Jumbo Return-on-Tangible-Equity?

Jumbo LTS:0LRI 94 Return-on-Tangible-Equity is 26.96% as of Dec. 2025, which is 69% above its 10-year median of 15.98. GuruFocus rates LTS:0LRI with a GF Score™ of 94/100 and a GF Value™ of €16.36 (Fairly Valued). Among 1,056 Retail - Cyclical companies, Jumbo ranks better than 74.15% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jumbo's annualized net income for the quarter that ended in Dec. 2025 was €406 Mil. Jumbo's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €1,507 Mil. Therefore, Jumbo's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 26.96%.

The historical rank and industry rank for Jumbo's Return-on-Tangible-Equity or its related term are showing as below:

LTS:0LRI' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 11.65   Med: 15.98   Max: 23.4
Current: 21.73

During the past 13 years, Jumbo's highest Return-on-Tangible-Equity was 23.40%. The lowest was 11.65%. And the median was 15.98%.

LTS:0LRI's Return-on-Tangible-Equity is ranked better than
74.15% of 1056 companies
in the Retail - Cyclical industry
Industry Median: 8.34 vs LTS:0LRI: 21.73

Jumbo  (LTS:0LRI) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Jumbo Return-on-Tangible-Equity Related Terms


Jumbo Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Jumbo's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jumbo Return-on-Tangible-Equity Chart

Jumbo Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.00 18.08 22.04 23.40 21.46

Jumbo Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.10 19.02 30.07 16.47 26.96

LTS:0LRI vs CASY, WSM, DKS: Return-on-Tangible-Equity Comparison

For the Specialty Retail subindustry, Jumbo's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jumbo Return-on-Tangible-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jumbo's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Jumbo's Return-on-Tangible-Equity falls into.


LTS:0LRI
94GF Score
Jumbo SA LTS:0LRI
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jumbo Return-on-Tangible-Equity Calculation

Jumbo's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=320.309/( (1408.144+1576.372 )/ 2 )
=320.309/1492.258
=21.46 %

Jumbo's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=406.254/( (1437.872+1576.372)/ 2 )
=406.254/1507.122
=26.96 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 26.96% mean?
Jumbo (LTS:0LRI) has a Return-on-Tangible-Equity of 26.96% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jumbo and its competitors. This is 69% above median its historical median of 15.98. Over the past decade, Jumbo's Return-on-Tangible-Equity has ranged from 11.65 to 23.40. According to the industry distribution chart, Jumbo ranks #273 out of 1056 companies in the Retail - Cyclical industry, placing it in the top 25.9%.
Is Jumbo's Return-on-Tangible-Equity too high?
Jumbo's current Return-on-Tangible-Equity of 26.96% is 69% above median its 10-year median of 15.98. Over the past 10 years, this metric has ranged from a low of 11.65 to a high of 23.40. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.34. Jumbo's value of 26.96% is 223.3% above this industry median. Based on the distribution chart, Jumbo ranks #273 out of 1056 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Jumbo has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jumbo's Return-on-Tangible-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Jumbo ranks #273 out of 1056 companies for Return-on-Tangible-Equity. This puts Jumbo in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.34. Jumbo's value of 26.96% is 223.3% above this benchmark. Historically, Jumbo's own Return-on-Tangible-Equity has ranged from 11.65 to 23.40 over the past decade. While the company's 10-year median is 15.98 vs. the industry median of 8.34, Jumbo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.34, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jumbo's current Return-on-Tangible-Equity of 26.96% is 223.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jumbo and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumbo's current Return-on-Tangible-Equity is 26.96%, which is 69% above median its own 10-year median of 15.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumbo stock overvalued right now?
Based on GuruFocus' analysis, Jumbo (LTS:0LRI) is currently considered Fairly Valued. The stock's GF Value™ is €16.36, compared to a current price of €14.90 — trading 8.9% below its estimated fair value. The current Return-on-Tangible-Equity is 26.96%, which is 69% above median its 10-year median of 15.98 and 223.3% above the Retail - Cyclical industry median of 8.34. Jumbo's overall GF Score™ is 94/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jumbo (LTS:0LRI), the current Return-on-Tangible-Equity is 26.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jumbo (LTS:0LRI) Overvalued in 2026?

Based on GuruFocus' analysis, Jumbo stock appears to be undervalued. The current stock price of €14.90 is trading 8.9% below its estimated GF Value™ of €16.36. GuruFocus considers Jumbo to be Fairly Valued.

Key valuation signals for LTS:0LRI:

  • Return-on-Tangible-Equity: 26.96% (69% above median its 10-year median of 15.98)
  • GF Value™: €16.36 vs. price of €14.90 (8.9% below fair value)
  • GF Score™: 94/100
  • Industry Position: 223.3% above the Retail - Cyclical median (#273 of 1056)

No single metric tells the full story. See the LTS:0LRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jumbo Business Description

Address 9 Cyprus and Hydras street, Moschato, Attikis, Athens, GRC, 183 46
Jumbo SA is a Greek retailer of toys, giftware, household products, and stationery. The company operates stores across Greece, Cyprus, Bulgaria, and Romania under the Jumbo brand name, in addition to the e-jumbo online store. The company derives the majority of its revenue domestically. Jumbo reports its sales across seven product types: toys, baby products, stationery, seasonal, home products, haberdashery, and others. The three product types--home products, seasonal, and toys--collectively contribute the vast majority of revenue, followed by stationery and baby products.
94GF Score

Get the complete analysis for LTS:0LRI

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.90
Price
€16.36
GF Value