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Goldiam InternationalNSE:GOLDIAM -0.66%91 Return-on-Tangible-Equity is 26.83% as of Jun. 2026, which is 85% above its 10-year median of 14.47. GuruFocus rates NSE:GOLDIAM with a GF Score™ of 91/100 and a GF Value™ of ₹331.03 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,058 Retail - Cyclical companies, Goldiam International ranks better than 73.35% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Goldiam International's annualized net income for the quarter that ended in Jun. 2026 was ₹2,959 Mil. Goldiam International's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹11,027 Mil. Therefore, Goldiam International's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 26.83%.
The historical rank and industry rank for Goldiam International's Return-on-Tangible-Equity or its related term are showing as below:
NSE:GOLDIAM'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.9 Med: 14.47 Max: 22.13
Current: 22.13
During the past 13 years, Goldiam International's highest Return-on-Tangible-Equity was 22.13%. The lowest was 5.90%. And the median was 14.47%.
NSE:GOLDIAM's Return-on-Tangible-Equity is ranked better than 73.35% of 1058
companies
in the Retail - Cyclical industry
Industry Median: 8.58
vs NSE:GOLDIAM: 22.13
Goldiam International (NSE:GOLDIAM) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Goldiam International Return-on-Tangible-Equity Related Terms
Goldiam International Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Goldiam International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Goldiam International Return-on-Tangible-Equity Chart
NSE:GOLDIAM vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Goldiam International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Goldiam International Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Goldiam International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Goldiam International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 26.83% mean?
Goldiam International (NSE:GOLDIAM) has a Return-on-Tangible-Equity of 26.83% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Goldiam International and its competitors. This is 85% above median its historical median of 14.47. Over the past decade, Goldiam International's Return-on-Tangible-Equity has ranged from 5.90 to 22.13. According to the industry distribution chart, Goldiam International ranks #282 out of 1058 companies in the Retail - Cyclical industry, placing it in the top 26.7%.
Is Goldiam International's Return-on-Tangible-Equity too high?
Goldiam International's current Return-on-Tangible-Equity of 26.83% is 85% above median its 10-year median of 14.47. Over the past 10 years, this metric has ranged from a low of 5.90 to a high of 22.13. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.58. Goldiam International's value of 26.83% is 212.7% above this industry median. Based on the distribution chart, Goldiam International ranks #282 out of 1058 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Goldiam International has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Goldiam International's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Goldiam International ranks #282 out of 1058 companies for Return-on-Tangible-Equity. This puts Goldiam International in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.58. Goldiam International's value of 26.83% is 212.7% above this benchmark. Historically, Goldiam International's own Return-on-Tangible-Equity has ranged from 5.90 to 22.13 over the past decade. While the company's 10-year median is 14.47 vs. the industry median of 8.58, Goldiam International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.58, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Goldiam International's current Return-on-Tangible-Equity of 26.83% is 212.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Goldiam International and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Goldiam International's current Return-on-Tangible-Equity is 26.83%, which is 85% above median its own 10-year median of 14.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goldiam International stock overvalued right now?
Based on GuruFocus' analysis, Goldiam International (NSE:GOLDIAM) is currently considered Fairly Valued. The stock's GF Value™ is ₹331.03, compared to a current price of ₹338.20 — trading 2.2% above its estimated fair value. The current Return-on-Tangible-Equity is 26.83%, which is 85% above median its 10-year median of 14.47 and 212.7% above the Retail - Cyclical industry median of 8.58. Goldiam International's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Goldiam International (NSE:GOLDIAM), the current Return-on-Tangible-Equity is 26.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Goldiam International (NSE:GOLDIAM) Overvalued in 2026?
Based on GuruFocus' analysis, Goldiam International stock appears to be overvalued.
The current stock price of ₹338.20 is trading 2.2% above its estimated GF Value™ of ₹331.03.
GuruFocus considers Goldiam International to be Fairly Valued.
Key valuation signals for NSE:GOLDIAM:
Return-on-Tangible-Equity: 26.83% (85% above median its 10-year median of 14.47)
GF Value™: ₹331.03 vs. price of ₹338.20 (2.2% above fair value)
Industry Position: 212.7% above the Retail - Cyclical median (#282 of 1058)
No single metric tells the full story. See the NSE:GOLDIAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldiam International Ltd is an Indian company operating as a manufacturer of diamond-studded gold, platinum, and silver jewelry. The principal business activities of the company are manufacturing and exporting gold and silver jewelry. It operates in two segments; Jewellery Manufacturing and Investment Activity. Its products include engagement rings, wedding bands, anniversary rings, bridal sets, fashion jewelry earrings and pendants, and fashion jewelry and necklaces and earrings. It generates the majority of its revenue from the Jewellery Manufacturing segment.
91GF Score
Get the complete analysis for NSE:GOLDIAM
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