NayaxNYAX +2.75%82 Return-on-Tangible-Equity is 12.45% as of Mar. 2026. GuruFocus rates NYAX with a GF Score™ of 82/100 and a GF Value™ of $52.50 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 2,470 Software companies, Nayax ranks better than 86.6% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Nayax's annualized net income for the quarter that ended in Mar. 2026 was $5.1 Mil. Nayax's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $41.1 Mil. Therefore, Nayax's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 12.45%.
The historical rank and industry rank for Nayax's Return-on-Tangible-Equity or its related term are showing as below:
NYAX'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -62.7 Med: -52.32 Max: 80.63
Current: 76.46
During the past 8 years, Nayax's highest Return-on-Tangible-Equity was 80.63%. The lowest was -62.70%. And the median was -52.32%.
NYAX's Return-on-Tangible-Equity is ranked better than 86.6% of 2470
companies
in the Software industry
Industry Median: 8.77
vs NYAX: 76.46
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Nayax Return-on-Tangible-Equity Related Terms
Nayax Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Nayax's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NYAX vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Nayax's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nayax Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Nayax's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Nayax's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.45% mean?
Nayax (NYAX) has a Return-on-Tangible-Equity of 12.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Nayax and its competitors. According to the industry distribution chart, Nayax ranks #331 out of 2470 companies in the Software industry, placing it in the top 13.4%.
Is Nayax's Return-on-Tangible-Equity too high?
Nayax's current Return-on-Tangible-Equity is 12.45%. The Software industry median Return-on-Tangible-Equity is 8.77. Nayax's value of 12.45% is 42% above this industry median. Based on the distribution chart, Nayax ranks #331 out of 2470 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Nayax has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nayax's Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Nayax ranks #331 out of 2470 companies for Return-on-Tangible-Equity. This places Nayax in the top 13% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.77. Nayax's value of 12.45% is 42% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.77, based on 2,470 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nayax's current Return-on-Tangible-Equity of 12.45% is 42% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Nayax and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nayax's current Return-on-Tangible-Equity is 12.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nayax stock overvalued right now?
Based on GuruFocus' analysis, Nayax (NYAX) is currently considered Significantly Overvalued. The stock's GF Value™ is $52.50, compared to a current price of $70.22 — trading 33.8% above its estimated fair value. The current Return-on-Tangible-Equity is 12.45% and 42% above the Software industry median of 8.77. Nayax's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Nayax (NYAX), the current Return-on-Tangible-Equity is 12.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nayax (NYAX) Overvalued in 2026?
Based on GuruFocus' analysis, Nayax stock appears to be overvalued.
The current stock price of $70.22 is trading 33.8% above its estimated GF Value™ of $52.50.
GuruFocus considers Nayax to be Significantly Overvalued.
Key valuation signals for NYAX:
Return-on-Tangible-Equity: 12.45%
GF Value™: $52.50 vs. price of $70.22 (33.8% above fair value)
Industry Position: 42% above the Software median (#331 of 2470)
No single metric tells the full story. See the NYAX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nayax Ltd is an end-to-end retail technology platform for unattended commerce. It unifies payments, operations management, and customer engagement tools into a powerful, adaptable platform for modern commerce. It provides solutions that empower businesses to enhance customer experience, accept cashless payments, and manage their operations with a robust Internet of Things (IoT) software platform, helping achieve long-term growth. The company addresses a broad range of retail verticals, including all types of vending machines, coffee machines, unattended checkout counters, self-service kiosks, ticketing machines, car wash stations, gaming machines, amusement rides, laundromats, EV charging stations, and many more.
82GF Score
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