Umm Al-Qura Cement Co (SAU:3005) Return-on-Tangible-Equity: 11.33% (As of Mar. 2026) — 96% Above Median

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SAU:3005 Umm Al-Qura Cement Co SAU:3005
77 GF Score
Price ﷼13.70
GF Value ﷼23.23
Valuation Possible Value Trap
! 5 Warning Signs
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What is Umm Al-Qura Cement Co Return-on-Tangible-Equity?

Umm Al-Qura Cement Co SAU:3005 +1.26% 77 Return-on-Tangible-Equity is 11.33% as of Mar. 2026, which is 96% above its 10-year median of 5.77. GuruFocus rates SAU:3005 with a GF Score™ of 77/100 and a GF Value™ of ﷼23.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 397 Building Materials companies, Umm Al-Qura Cement Co ranks better than 57.43% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Umm Al-Qura Cement Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼98.6 Mil. Umm Al-Qura Cement Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ﷼870.5 Mil. Therefore, Umm Al-Qura Cement Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 11.33%.

The historical rank and industry rank for Umm Al-Qura Cement Co's Return-on-Tangible-Equity or its related term are showing as below:

SAU:3005' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.99   Med: 5.77   Max: 17.49
Current: 7.01

During the past 13 years, Umm Al-Qura Cement Co's highest Return-on-Tangible-Equity was 17.49%. The lowest was -2.99%. And the median was 5.77%.

SAU:3005's Return-on-Tangible-Equity is ranked better than
57.43% of 397 companies
in the Building Materials industry
Industry Median: 5.06 vs SAU:3005: 7.01

Umm Al-Qura Cement Co  (SAU:3005) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Umm Al-Qura Cement Co Return-on-Tangible-Equity Related Terms


Umm Al-Qura Cement Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Umm Al-Qura Cement Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Umm Al-Qura Cement Co Return-on-Tangible-Equity Chart

Umm Al-Qura Cement Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.07 3.04 0.52 6.05 5.48

Umm Al-Qura Cement Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.33 4.78 5.63 6.18 11.33

SAU:3005 vs CRH, VMC, MLM: Return-on-Tangible-Equity Comparison

For the Building Materials subindustry, Umm Al-Qura Cement Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Umm Al-Qura Cement Co Return-on-Tangible-Equity vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Umm Al-Qura Cement Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Umm Al-Qura Cement Co's Return-on-Tangible-Equity falls into.


SAU:3005
77GF Score
Umm Al-Qura Cement Co SAU:3005
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Umm Al-Qura Cement Co Return-on-Tangible-Equity Calculation

Umm Al-Qura Cement Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=45.775/( (812.565+858.157 )/ 2 )
=45.775/835.361
=5.48 %

Umm Al-Qura Cement Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=98.592/( (858.157+882.833)/ 2 )
=98.592/870.495
=11.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 11.33% mean?
Umm Al-Qura Cement Co (SAU:3005) has a Return-on-Tangible-Equity of 11.33% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Umm Al-Qura Cement Co and its competitors. This is 96% above median its historical median of 5.77. According to the industry distribution chart, Umm Al-Qura Cement Co ranks #169 out of 397 companies in the Building Materials industry, placing it in the top 42.6%.
Is Umm Al-Qura Cement Co's Return-on-Tangible-Equity too high?
Umm Al-Qura Cement Co's current Return-on-Tangible-Equity of 11.33% is 96% above median its 10-year median of 5.77. The Building Materials industry median Return-on-Tangible-Equity is 5.06. Umm Al-Qura Cement Co's value of 11.33% is 123.9% above this industry median. Based on the distribution chart, Umm Al-Qura Cement Co ranks #169 out of 397 companies in the Building Materials industry, which is above the industry midpoint. Overall, Umm Al-Qura Cement Co has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Umm Al-Qura Cement Co's Return-on-Tangible-Equity compare to CRH and VMC?
According to the Building Materials industry distribution chart, Umm Al-Qura Cement Co ranks #169 out of 397 companies for Return-on-Tangible-Equity. This puts Umm Al-Qura Cement Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 5.06. Umm Al-Qura Cement Co's value of 11.33% is 123.9% above this benchmark. While the company's 10-year median is 5.77 vs. the industry median of 5.06, Umm Al-Qura Cement Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Building Materials company?
The median Return-on-Tangible-Equity among Building Materials companies is 5.06, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Umm Al-Qura Cement Co's current Return-on-Tangible-Equity of 11.33% is 123.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Umm Al-Qura Cement Co and its competitors. For the Building Materials industry, the median Return-on-Tangible-Equity is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Umm Al-Qura Cement Co's current Return-on-Tangible-Equity is 11.33%, which is 96% above median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umm Al-Qura Cement Co stock overvalued right now?
Based on GuruFocus' analysis, Umm Al-Qura Cement Co (SAU:3005) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼23.23, compared to a current price of ﷼13.70 — trading 41% below its estimated fair value. The current Return-on-Tangible-Equity is 11.33%, which is 96% above median its 10-year median of 5.77 and 123.9% above the Building Materials industry median of 5.06. Umm Al-Qura Cement Co's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Umm Al-Qura Cement Co (SAU:3005), the current Return-on-Tangible-Equity is 11.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Umm Al-Qura Cement Co (SAU:3005) Overvalued in 2026?

Based on GuruFocus' analysis, Umm Al-Qura Cement Co stock appears to be undervalued. The current stock price of ﷼13.70 is trading 41% below its estimated GF Value™ of ﷼23.23. GuruFocus considers Umm Al-Qura Cement Co to be Possible Value Trap.

Key valuation signals for SAU:3005:

  • Return-on-Tangible-Equity: 11.33% (96% above median its 10-year median of 5.77)
  • GF Value™: ﷼23.23 vs. price of ﷼13.70 (41% below fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 123.9% above the Building Materials median (#169 of 397)

No single metric tells the full story. See the SAU:3005 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Umm Al-Qura Cement Co Business Description

Address Riyadh King Abdulaziz Road, P.O. Box 4286, Al-Sahafa District, Riyadh, SAU, 13321
Umm Al-Qura Cement Co is engaged in producing all kinds of Portland Cement in Saudi Arabia. The company is also engaged in manufacturing salt-resistant cement, white cement, and agglomerated cement (clinker). The products of the company includes Cement OPC, Sulphate Resistant Cement, Portland Pozzolana Cement, and others.
77GF Score

Get the complete analysis for SAU:3005

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.70
Price
﷼23.23
GF Value