Overseas Education (SGX:RQ1) Return-on-Tangible-Equity: 0.60% (As of Jun. 2026) — 87% Below Median

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SGX:RQ1 Overseas Education Ltd SGX:RQ1
43 GF Score
Price S$0.16
GF Value S$0.19
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Overseas Education Return-on-Tangible-Equity?

Overseas Education SGX:RQ1 43 Return-on-Tangible-Equity is 0.60% as of Jun. 2026, which is 87% below its 10-year median of 4.65. GuruFocus rates SGX:RQ1 with a GF Score™ of 43/100 and a GF Value™ of S$0.19 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 249 Education companies, Overseas Education ranks worse than 73.49% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Overseas Education's annualized net income for the quarter that ended in Jun. 2026 was S$0.78 Mil. Overseas Education's average shareholder tangible equity for the quarter that ended in Jun. 2026 was S$130.32 Mil. Therefore, Overseas Education's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 0.60%.

The historical rank and industry rank for Overseas Education's Return-on-Tangible-Equity or its related term are showing as below:

SGX:RQ1' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.45   Med: 4.65   Max: 7.5
Current: -0.45

During the past 13 years, Overseas Education's highest Return-on-Tangible-Equity was 7.50%. The lowest was -0.45%. And the median was 4.65%.

SGX:RQ1's Return-on-Tangible-Equity is ranked worse than
73.49% of 249 companies
in the Education industry
Industry Median: 12.2 vs SGX:RQ1: -0.45

Overseas Education  (SGX:RQ1) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Overseas Education Return-on-Tangible-Equity Related Terms


Overseas Education Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Overseas Education's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Overseas Education Return-on-Tangible-Equity Chart

Overseas Education Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.69 3.96 5.00 4.61 0.15

Overseas Education Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.76 1.49 1.76 -1.48 0.60

SGX:RQ1 vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison

For the Education & Training Services subindustry, Overseas Education's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Overseas Education Return-on-Tangible-Equity vs Education Industry

For the Education industry and Consumer Defensive sector, Overseas Education's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Overseas Education's Return-on-Tangible-Equity falls into.


SGX:RQ1
43GF Score
Overseas Education Ltd SGX:RQ1
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Overseas Education Return-on-Tangible-Equity Calculation

Overseas Education's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=0.206/( (136.383+131.558 )/ 2 )
=0.206/133.9705
=0.15 %

Overseas Education's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Dec. 2025 )(Q: Jun. 2026 )
=0.78/( (131.558+129.079)/ 2 )
=0.78/130.3185
=0.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.60% mean?
Overseas Education (SGX:RQ1) has a Return-on-Tangible-Equity of 0.60% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Overseas Education and its competitors. This is 87% below median its historical median of 4.65. According to the industry distribution chart, Overseas Education ranks #183 out of 249 companies in the Education industry, placing it in the top 73.5%.
Is Overseas Education's Return-on-Tangible-Equity too high?
Overseas Education's current Return-on-Tangible-Equity of 0.60% is 87% below median its 10-year median of 4.65. The Education industry median Return-on-Tangible-Equity is 12.20. Overseas Education's value of 0.60% is 95.1% below this industry median. Based on the distribution chart, Overseas Education ranks #183 out of 249 companies in the Education industry, which is below the industry midpoint. Overall, Overseas Education has a GF Score™ of 43/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Overseas Education's Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Overseas Education ranks #183 out of 249 companies for Return-on-Tangible-Equity. This places Overseas Education in the lower half of its industry. The industry median Return-on-Tangible-Equity is 12.20. Overseas Education's value of 0.60% is 95.1% below this benchmark. While the company's 10-year median is 4.65 vs. the industry median of 12.20, Overseas Education has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 12.20, based on 249 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Overseas Education's current Return-on-Tangible-Equity of 0.60% is 95.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Overseas Education and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 12.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Overseas Education's current Return-on-Tangible-Equity is 0.60%, which is 87% below median its own 10-year median of 4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Overseas Education stock overvalued right now?
Based on GuruFocus' analysis, Overseas Education (SGX:RQ1) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.19, compared to a current price of S$0.16 — trading 15.8% below its estimated fair value. The current Return-on-Tangible-Equity is 0.60%, which is 87% below median its 10-year median of 4.65 and 95.1% below the Education industry median of 12.20. Overseas Education's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Overseas Education (SGX:RQ1), the current Return-on-Tangible-Equity is 0.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Overseas Education (SGX:RQ1) Overvalued in 2026?

Based on GuruFocus' analysis, Overseas Education stock appears to be undervalued. The current stock price of S$0.16 is trading 15.8% below its estimated GF Value™ of S$0.19. GuruFocus considers Overseas Education to be Modestly Undervalued.

Key valuation signals for SGX:RQ1:

  • Return-on-Tangible-Equity: 0.60% (87% below median its 10-year median of 4.65)
  • GF Value™: S$0.19 vs. price of S$0.16 (15.8% below fair value)
  • GF Score™: 43/100 with 7 warning signs
  • Industry Position: 95.1% below the Education median (#183 of 249)

No single metric tells the full story. See the SGX:RQ1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Overseas Education Business Description

Address 81 Pasir Ris Heights, Singapore, SGP, 519292
Overseas Education Ltd is an investment holding company. Along with its subsidiary, it is engaged in operating a foreign system school offering a multifaceted and fully integrated inquiry-based programme comprising the International Early Years Curriculum, International Primary Curriculum, and International Baccalaureate (IB) curriculum to children of expatriate families aged 2 to 18 years old. The Group operates in Singapore in the business segment of the provision of education under a foreign education system. Substantially all revenues are derived from operations in Singapore.
43GF Score

Get the complete analysis for SGX:RQ1

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.16
Price
S$0.19
GF Value