Jimoto Holdings (TSE:7161) Return-on-Tangible-Equity: 0.87% (As of Mar. 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7161 Jimoto Holdings Inc TSE:7161
45 GF Score
Price 円512.00
GF Value 円347.64
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Jimoto Holdings Return-on-Tangible-Equity?

Jimoto Holdings TSE:7161 +2.61% 45 Return-on-Tangible-Equity is 0.87% as of Mar. 2026, which is 50% below its 10-year median of 1.74. GuruFocus rates TSE:7161 with a GF Score™ of 45/100 and a GF Value™ of 円347.64 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,523 Banks companies, Jimoto Holdings ranks worse than 89.76% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jimoto Holdings's annualized net income for the quarter that ended in Mar. 2026 was 円748 Mil. Jimoto Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円86,015 Mil. Therefore, Jimoto Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.87%.

The historical rank and industry rank for Jimoto Holdings's Return-on-Tangible-Equity or its related term are showing as below:

TSE:7161' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -29.71   Med: 1.74   Max: 4.15
Current: 3.07

During the past 13 years, Jimoto Holdings's highest Return-on-Tangible-Equity was 4.15%. The lowest was -29.71%. And the median was 1.74%.

TSE:7161's Return-on-Tangible-Equity is ranked worse than
89.76% of 1523 companies
in the Banks industry
Industry Median: 11.2 vs TSE:7161: 3.07

Jimoto Holdings  (TSE:7161) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Jimoto Holdings Return-on-Tangible-Equity Related Terms


Jimoto Holdings Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Jimoto Holdings's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jimoto Holdings Return-on-Tangible-Equity Chart

Jimoto Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.41 -8.05 -29.71 1.92 3.08

Jimoto Holdings Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 5.13 2.05 4.31 0.87

Jimoto Holdings Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Jimoto Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jimoto Holdings Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Jimoto Holdings's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Jimoto Holdings's Return-on-Tangible-Equity falls into.


TSE:7161
45GF Score
Jimoto Holdings Inc TSE:7161
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jimoto Holdings Return-on-Tangible-Equity Calculation

Jimoto Holdings's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=2584/( (81223+86588 )/ 2 )
=2584/83905.5
=3.08 %

Jimoto Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=748/( (85441+86588)/ 2 )
=748/86014.5
=0.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.87% mean?
Jimoto Holdings (TSE:7161) has a Return-on-Tangible-Equity of 0.87% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jimoto Holdings and its competitors. This is 50% below median its historical median of 1.74. According to the industry distribution chart, Jimoto Holdings ranks #1367 out of 1523 companies in the Banks industry, placing it in the top 89.8%.
Is Jimoto Holdings' Return-on-Tangible-Equity too high?
Jimoto Holdings' current Return-on-Tangible-Equity of 0.87% is 50% below median its 10-year median of 1.74. The Banks industry median Return-on-Tangible-Equity is 11.20. Jimoto Holdings' value of 0.87% is 92.2% below this industry median. Based on the distribution chart, Jimoto Holdings ranks #1367 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jimoto Holdings has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jimoto Holdings' Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Jimoto Holdings ranks #1367 out of 1523 companies for Return-on-Tangible-Equity. This places Jimoto Holdings in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Jimoto Holdings' value of 0.87% is 92.2% below this benchmark. While the company's 10-year median is 1.74 vs. the industry median of 11.20, Jimoto Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jimoto Holdings's current Return-on-Tangible-Equity of 0.87% is 92.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jimoto Holdings and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jimoto Holdings's current Return-on-Tangible-Equity is 0.87%, which is 50% below median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jimoto Holdings stock overvalued right now?
Based on GuruFocus' analysis, Jimoto Holdings (TSE:7161) is currently considered Significantly Overvalued. The stock's GF Value™ is 円347.64, compared to a current price of 円512.00 — trading 47.3% above its estimated fair value. The current Return-on-Tangible-Equity is 0.87%, which is 50% below median its 10-year median of 1.74 and 92.2% below the Banks industry median of 11.20. Jimoto Holdings' overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jimoto Holdings (TSE:7161), the current Return-on-Tangible-Equity is 0.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jimoto Holdings (TSE:7161) Overvalued in 2026?

Based on GuruFocus' analysis, Jimoto Holdings stock appears to be overvalued. The current stock price of 円512.00 is trading 47.3% above its estimated GF Value™ of 円347.64. GuruFocus considers Jimoto Holdings to be Significantly Overvalued.

Key valuation signals for TSE:7161:

  • Return-on-Tangible-Equity: 0.87% (50% below median its 10-year median of 1.74)
  • GF Value™: 円347.64 vs. price of 円512.00 (47.3% above fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 92.2% below the Banks median (#1367 of 1523)

No single metric tells the full story. See the TSE:7161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jimoto Holdings Business Description

Address 2-1-1 Ichibancho, Aoba Ward, Sendai, JPN, 980?0811
Jimoto Holdings Inc is a Japanese company engaged in the banking business.
45GF Score

Get the complete analysis for TSE:7161

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円512.00
Price
円347.64
GF Value