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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Daishi Hokuetsu Financial Group's annualized net income for the quarter that ended in Mar. 2026 was 円32,796 Mil. Daishi Hokuetsu Financial Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円553,250 Mil. Therefore, Daishi Hokuetsu Financial Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 5.93%.
The historical rank and industry rank for Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity or its related term are showing as below:
TSE:7327'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.73 Med: 4.54 Max: 14.29
Current: 8.14
During the past 8 years, Daishi Hokuetsu Financial Group's highest Return-on-Tangible-Equity was 14.29%. The lowest was 2.73%. And the median was 4.54%.
TSE:7327's Return-on-Tangible-Equity is ranked worse than 68.25% of 1518
companies
in the Banks industry
Industry Median: 11.27
vs TSE:7327: 8.14
Daishi Hokuetsu Financial Group (TSE:7327) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Daishi Hokuetsu Financial Group Return-on-Tangible-Equity Related Terms
Daishi Hokuetsu Financial Group Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Daishi Hokuetsu Financial Group Return-on-Tangible-Equity Chart
Daishi Hokuetsu Financial Group Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Daishi Hokuetsu Financial Group Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.93% mean?
Daishi Hokuetsu Financial Group (TSE:7327) has a Return-on-Tangible-Equity of 5.93% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Daishi Hokuetsu Financial Group and its competitors. This is 31% above median its historical median of 4.54. Over the past decade, Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity has ranged from 2.73 to 14.29. According to the industry distribution chart, Daishi Hokuetsu Financial Group ranks #1036 out of 1518 companies in the Banks industry, placing it in the top 68.2%.
Is Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity too high?
Daishi Hokuetsu Financial Group's current Return-on-Tangible-Equity of 5.93% is 31% above median its 10-year median of 4.54. Over the past 10 years, this metric has ranged from a low of 2.73 to a high of 14.29. The Banks industry median Return-on-Tangible-Equity is 11.27. Daishi Hokuetsu Financial Group's value of 5.93% is 47.4% below this industry median. Based on the distribution chart, Daishi Hokuetsu Financial Group ranks #1036 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Daishi Hokuetsu Financial Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daishi Hokuetsu Financial Group's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Daishi Hokuetsu Financial Group ranks #1036 out of 1518 companies for Return-on-Tangible-Equity. This places Daishi Hokuetsu Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.27. Daishi Hokuetsu Financial Group's value of 5.93% is 47.4% below this benchmark. Historically, Daishi Hokuetsu Financial Group's own Return-on-Tangible-Equity has ranged from 2.73 to 14.29 over the past decade. While the company's 10-year median is 4.54 vs. the industry median of 11.27, Daishi Hokuetsu Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.27, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daishi Hokuetsu Financial Group's current Return-on-Tangible-Equity of 5.93% is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Daishi Hokuetsu Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daishi Hokuetsu Financial Group's current Return-on-Tangible-Equity is 5.93%, which is 31% above median its own 10-year median of 4.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daishi Hokuetsu Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Daishi Hokuetsu Financial Group (TSE:7327) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,192.41, compared to a current price of 円2,365.00 — trading 98.3% above its estimated fair value. The current Return-on-Tangible-Equity is 5.93%, which is 31% above median its 10-year median of 4.54 and 47.4% below the Banks industry median of 11.27. Daishi Hokuetsu Financial Group's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Daishi Hokuetsu Financial Group (TSE:7327), the current Return-on-Tangible-Equity is 5.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Daishi Hokuetsu Financial Group (TSE:7327) Overvalued in 2026?
Based on GuruFocus' analysis, Daishi Hokuetsu Financial Group stock appears to be overvalued.
The current stock price of 円2,365.00 is trading 98.3% above its estimated GF Value™ of 円1,192.41.
GuruFocus considers Daishi Hokuetsu Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7327:
Return-on-Tangible-Equity: 5.93% (31% above median its 10-year median of 4.54)
GF Value™: 円1,192.41 vs. price of 円2,365.00 (98.3% above fair value)
Industry Position: 47.4% below the Banks median (#1036 of 1518)
No single metric tells the full story. See the TSE:7327 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Daishi Hokuetsu Financial Group Business Description
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