Generationis AI (WAR:IFA) Return-on-Tangible-Equity: -7.68% (As of Mar. 2026)


WAR:IFA Generationis AI SA WAR:IFA
62 GF Score
Price zł2.16
GF Value zł1.14
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Generationis AI Return-on-Tangible-Equity?

Generationis AI WAR:IFA 62 Return-on-Tangible-Equity is -7.68% as of Mar. 2026. GuruFocus rates WAR:IFA with a GF Score™ of 62/100 and a GF Value™ of zł1.14 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,467 Software companies, Generationis AI ranks worse than 73.25% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Generationis AI's annualized net income for the quarter that ended in Mar. 2026 was zł-0.08 Mil. Generationis AI's average shareholder tangible equity for the quarter that ended in Mar. 2026 was zł0.99 Mil. Therefore, Generationis AI's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -7.68%.

The historical rank and industry rank for Generationis AI's Return-on-Tangible-Equity or its related term are showing as below:

WAR:IFA' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -19.95   Med: 3.02   Max: 13.28
Current: -5.99

During the past 12 years, Generationis AI's highest Return-on-Tangible-Equity was 13.28%. The lowest was -19.95%. And the median was 3.02%.

WAR:IFA's Return-on-Tangible-Equity is ranked worse than
73.25% of 2467 companies
in the Software industry
Industry Median: 8.62 vs WAR:IFA: -5.99

Generationis AI  (WAR:IFA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Generationis AI Return-on-Tangible-Equity Related Terms


Generationis AI Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Generationis AI's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generationis AI Return-on-Tangible-Equity Chart

Generationis AI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.28 2.75 3.29 0.09 -16.17

Generationis AI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.53 -5.64 -6.52 -4.26 -7.68

WAR:IFA vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison

For the Software - Application subindustry, Generationis AI's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generationis AI Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, Generationis AI's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Generationis AI's Return-on-Tangible-Equity falls into.


WAR:IFA
62GF Score
Generationis AI SA WAR:IFA
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generationis AI Return-on-Tangible-Equity Calculation

Generationis AI's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-0.171/( (1.143+0.972 )/ 2 )
=-0.171/1.0575
=-16.17 %

Generationis AI's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-0.076/( (0.972+1.006)/ 2 )
=-0.076/0.989
=-7.68 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -7.68% mean?
Generationis AI (WAR:IFA) has a Return-on-Tangible-Equity of -7.68% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Generationis AI and its competitors. According to the industry distribution chart, Generationis AI ranks #1807 out of 2467 companies in the Software industry, placing it in the top 73.2%.
Is Generationis AI's Return-on-Tangible-Equity too high?
Generationis AI's current Return-on-Tangible-Equity is -7.68%. Based on the distribution chart, Generationis AI ranks #1807 out of 2467 companies in the Software industry, which is below the industry midpoint. Overall, Generationis AI has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Generationis AI's Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Generationis AI ranks #1807 out of 2467 companies for Return-on-Tangible-Equity. This places Generationis AI in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.62, based on 2,467 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Generationis AI and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generationis AI's current Return-on-Tangible-Equity is -7.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generationis AI stock overvalued right now?
Based on GuruFocus' analysis, Generationis AI (WAR:IFA) is currently considered Significantly Overvalued. The stock's GF Value™ is zł1.14, compared to a current price of zł2.16 — trading 89.5% above its estimated fair value. The current Return-on-Tangible-Equity is -7.68%. Generationis AI's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Generationis AI (WAR:IFA), the current Return-on-Tangible-Equity is -7.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generationis AI (WAR:IFA) Overvalued in 2026?

Based on GuruFocus' analysis, Generationis AI stock appears to be overvalued. The current stock price of zł2.16 is trading 89.5% above its estimated GF Value™ of zł1.14. GuruFocus considers Generationis AI to be Significantly Overvalued.

Key valuation signals for WAR:IFA:

  • Return-on-Tangible-Equity: -7.68%
  • GF Value™: zł1.14 vs. price of zł2.16 (89.5% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the WAR:IFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generationis AI Business Description

Address Glogowska 35, Opole, POL, 45-315
Generationis AI SA formerly Infra SA is engaged in the activities in the IT industry for systems supporting the management and organization of work in the enterprise and offices.
62GF Score

Get the complete analysis for WAR:IFA

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł2.16
Price
zł1.14
GF Value