Finanzas e Inversiones Valencianas (XMAD:FIV) Return-on-Tangible-Equity: 2.95% (As of Dec. 2025) — 1080% Above Median


What is Finanzas e Inversiones Valencianas Return-on-Tangible-Equity?

Finanzas e Inversiones Valencianas XMAD:FIV Return-on-Tangible-Equity is 2.95% as of Dec. 2025, which is 1080% above its 10-year median of 0.25. The stock has 3 warning signs investors should review.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Finanzas e Inversiones Valencianas's annualized net income for the quarter that ended in Dec. 2025 was €0.35 Mil. Finanzas e Inversiones Valencianas's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €11.89 Mil. Therefore, Finanzas e Inversiones Valencianas's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 2.95%.

The historical rank and industry rank for Finanzas e Inversiones Valencianas's Return-on-Tangible-Equity or its related term are showing as below:

XMAD:FIV' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.16   Med: 0.25   Max: 2.95
Current: 2.95

During the past 13 years, Finanzas e Inversiones Valencianas's highest Return-on-Tangible-Equity was 2.95%. The lowest was -4.16%. And the median was 0.25%.

XMAD:FIV's Return-on-Tangible-Equity is not ranked
in the Real Estate industry.
Industry Median: 4.2 vs XMAD:FIV: 2.95

Finanzas e Inversiones Valencianas  (XMAD:FIV) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Finanzas e Inversiones Valencianas Return-on-Tangible-Equity Related Terms


Finanzas e Inversiones Valencianas Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Finanzas e Inversiones Valencianas's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanzas e Inversiones Valencianas Return-on-Tangible-Equity Chart

Finanzas e Inversiones Valencianas Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 -0.90 -4.16 0.87 2.95

Finanzas e Inversiones Valencianas Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 -0.90 -4.16 0.87 2.95

XMAD:FIV vs GRIF, LEJU: Return-on-Tangible-Equity Comparison

For the Real Estate Services subindustry, Finanzas e Inversiones Valencianas's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finanzas e Inversiones Valencianas Return-on-Tangible-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Finanzas e Inversiones Valencianas's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Finanzas e Inversiones Valencianas's Return-on-Tangible-Equity falls into.



Finanzas e Inversiones Valencianas Return-on-Tangible-Equity Calculation

Finanzas e Inversiones Valencianas's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=0.351/( (11.714+12.06 )/ 2 )
=0.351/11.887
=2.95 %

Finanzas e Inversiones Valencianas's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Dec. 2024 )(Q: Dec. 2025 )
=0.351/( (11.714+12.06)/ 2 )
=0.351/11.887
=2.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 2.95% mean?
Finanzas e Inversiones Valencianas (XMAD:FIV) has a Return-on-Tangible-Equity of 2.95% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Finanzas e Inversiones Valencianas and its competitors. This is 1080% above median its historical median of 0.25.
Is Finanzas e Inversiones Valencianas' Return-on-Tangible-Equity too high?
Finanzas e Inversiones Valencianas' current Return-on-Tangible-Equity of 2.95% is 1080% above median its 10-year median of 0.25. The Real Estate industry median Return-on-Tangible-Equity is 4.20. Finanzas e Inversiones Valencianas' value of 2.95% is 29.8% below this industry median.
How does Finanzas e Inversiones Valencianas' Return-on-Tangible-Equity compare to GRIF and LEJU?
Finanzas e Inversiones Valencianas' Return-on-Tangible-Equity of 2.95% can be compared against companies in the Real Estate industry. The industry median Return-on-Tangible-Equity is 4.20. Finanzas e Inversiones Valencianas' value of 2.95% is 29.8% below this benchmark. While the company's 10-year median is 0.25 vs. the industry median of 4.20, Finanzas e Inversiones Valencianas has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.20, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finanzas e Inversiones Valencianas's current Return-on-Tangible-Equity of 2.95% is 29.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Finanzas e Inversiones Valencianas and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finanzas e Inversiones Valencianas's current Return-on-Tangible-Equity is 2.95%, which is 1080% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanzas e Inversiones Valencianas stock overvalued right now?
Finanzas e Inversiones Valencianas (XMAD:FIV) has a current Return-on-Tangible-Equity of 2.95%. The current Return-on-Tangible-Equity is 2.95%, which is 1080% above median its 10-year median of 0.25 and 29.8% below the Real Estate industry median of 4.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Finanzas e Inversiones Valencianas (XMAD:FIV), the current Return-on-Tangible-Equity is 2.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finanzas e Inversiones Valencianas Business Description

Address Calle Caballeros n20, Valencia, ESP, 46001
Finanzas e Inversiones Valencianas SA is a finance and investment company. Its business activities include management and administration of estates and holding share in other companies. It is also engaged in lease and sublease of real estates and provides administrative services to other companies and agricultural properties, and rents and subleases buildings.