Bank Of Ningbo Co (SZSE:002142) Risk Assessment

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What is Bank Of Ningbo Co Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Bank Of Ningbo Co is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Bank Of Ningbo Co's Risk Assessment

For the Banks - Regional subindustry, Bank Of Ningbo Co's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of Ningbo Co's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank Of Ningbo Co's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Bank Of Ningbo Co's Risk Assessment falls into.

Bank Of Ningbo Co (SZSE:002142) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Bank Of Ningbo Co Risk Assessment Related Terms

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Bank Of Ningbo Co (SZSE:002142) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank Of Ningbo Co Ltd (SZSE:002142) » Definitions » Risk Assessment

Traded in Other Exchanges

N/A

Address

No. 345, Ningdong Road, Yinzhou District, Zhejiang Province, Ningbo, CHN, 315100

Website

http://www.nbcb.com.cn

Bank of Ningbo is the fifth largest city commercial bank in China by total assets. Established in 1997 and listed on the Shenzhen Exchange in 2007, the bank is headquartered in Ningbo, a vice provincial city in Zhejiang province. It has a differentiated positioning in SME and nonmortgage retail loan business. The bank has established 16 branches in Zhejiang Province, Jiangsu Province, Shanghai, Beijing, and Guangdong Province. These regions contributed about 29%, 23%, 5%, 4%, and 4%, respectively, to revenue in 2022. It has a diversified shareholding structure, with SASAC of Ningbo Municipal Government, Singapore's OCBC Bank, and Youngor Group holding 19%, 18%, and 8% of the shares, respectively, as of end-March 2023.

Executives

Yu Gang	Secretary Dong
Wei Xue Mei	Director
Song Han Ping	Director
Hong Li Feng	Supervisors
Yang Chen	Secretary Dong
Xu Li Xun	Director
Lu Hua Yu	Director
Yu Feng Ying	Director
Luo Meng Bo	Directors, executives
Luo Wei Kai	Executives
Zhang Ying Fang	Supervisors
Shi Li Zhong	Director
Liu Ru Fen	Supervisors
Fu Wen Sheng	Executives
Zhang Hui	Supervisors

Bank Of Ningbo Co (SZSE:002142) Headlines

No Headlines