Jordan Insurance Co (AMM:JOIN) ROA %: 2.83% (As of Mar. 2026) — 79% Above Median


AMM:JOIN Jordan Insurance Co AMM:JOIN
71 GF Score
Price JOD1.70
GF Value JOD1.12
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Jordan Insurance Co ROA %?

Jordan Insurance Co AMM:JOIN +1.19% 71 ROA % is 2.83% as of Mar. 2026, which is 79% above its 10-year median of 1.58. GuruFocus rates AMM:JOIN with a GF Score™ of 71/100 and a GF Value™ of JOD1.12 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 510 Insurance companies, Jordan Insurance Co ranks better than 65.1% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Jordan Insurance Co's annualized Net Income for the quarter that ended in Mar. 2026 was JOD3.23 Mil. Jordan Insurance Co's average Total Assets over the quarter that ended in Mar. 2026 was JOD114.27 Mil. Therefore, Jordan Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 was 2.83%.

The historical rank and industry rank for Jordan Insurance Co's ROA % or its related term are showing as below:

AMM:JOIN' s ROA % Range Over the Past 10 Years
Min: -0.58   Med: 1.58   Max: 3.9
Current: 3.85

During the past 13 years, Jordan Insurance Co's highest ROA % was 3.90%. The lowest was -0.58%. And the median was 1.58%.

AMM:JOIN's ROA % is ranked better than
65.1% of 510 companies
in the Insurance industry
Industry Median: 2.68 vs AMM:JOIN: 3.85

Jordan Insurance Co  (AMM:JOIN) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=3.232/114.273
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.232 / 56.712)*(56.712 / 114.273)
=Net Margin %*Asset Turnover
=5.7 %*0.4963
=2.83 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Jordan Insurance Co ROA % Related Terms


Jordan Insurance Co ROA % Historical Data

* Premium members only.

The historical data trend for Jordan Insurance Co's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jordan Insurance Co ROA % Chart

Jordan Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.06 1.90 2.25 3.90

Jordan Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 1.67 3.16 7.75 2.83

AMM:JOIN vs BRK.A, AIG, HIG: ROA % Comparison

For the Insurance - Diversified subindustry, Jordan Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jordan Insurance Co ROA % vs Insurance Industry

For the Insurance industry and Financial Services sector, Jordan Insurance Co's ROA % distribution charts can be found below:

* The bar in red indicates where Jordan Insurance Co's ROA % falls into.


AMM:JOIN
71GF Score
Jordan Insurance Co AMM:JOIN
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jordan Insurance Co ROA % Calculation

Jordan Insurance Co's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=4.276/( (107.196+111.944)/ 2 )
=4.276/109.57
=3.90 %

Jordan Insurance Co's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=3.232/( (111.944+116.602)/ 2 )
=3.232/114.273
=2.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 2.83% mean?
Jordan Insurance Co (AMM:JOIN) has a ROA % of 2.83% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Jordan Insurance Co and its competitors. This is 79% above median its historical median of 1.58. According to the industry distribution chart, Jordan Insurance Co ranks #178 out of 510 companies in the Insurance industry, placing it in the top 34.9%.
Is Jordan Insurance Co's ROA % too high?
Jordan Insurance Co's current ROA % of 2.83% is 79% above median its 10-year median of 1.58. The Insurance industry median ROA % is 2.68. Jordan Insurance Co's value of 2.83% is 5.6% above this industry median. Based on the distribution chart, Jordan Insurance Co ranks #178 out of 510 companies in the Insurance industry, which is above the industry midpoint. Overall, Jordan Insurance Co has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jordan Insurance Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Jordan Insurance Co ranks #178 out of 510 companies for ROA %. This puts Jordan Insurance Co in the upper half of its industry. The industry median ROA % is 2.68. Jordan Insurance Co's value of 2.83% is 5.6% above this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 2.68, Jordan Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.68, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jordan Insurance Co's current ROA % of 2.83% is 5.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Jordan Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jordan Insurance Co's current ROA % is 2.83%, which is 79% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jordan Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Jordan Insurance Co (AMM:JOIN) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD1.12, compared to a current price of JOD1.70 — trading 51.8% above its estimated fair value. The current ROA % is 2.83%, which is 79% above median its 10-year median of 1.58 and 5.6% above the Insurance industry median of 2.68. Jordan Insurance Co's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Jordan Insurance Co (AMM:JOIN), the current ROA % is 2.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jordan Insurance Co (AMM:JOIN) Overvalued in 2026?

Based on GuruFocus' analysis, Jordan Insurance Co stock appears to be overvalued. The current stock price of JOD1.70 is trading 51.8% above its estimated GF Value™ of JOD1.12. GuruFocus considers Jordan Insurance Co to be Significantly Overvalued.

Key valuation signals for AMM:JOIN:

  • ROA %: 2.83% (79% above median its 10-year median of 1.58)
  • GF Value™: JOD1.12 vs. price of JOD1.70 (51.8% above fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 5.6% above the Insurance median (#178 of 510)

No single metric tells the full story. See the AMM:JOIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jordan Insurance Co Business Description

Address Prince Mohammed Street, P.O. Box 279, Jabal Amman - 3rd Circle, Amman, JOR, 11118
Jordan Insurance Co is engaged in the provision of insurance services. The company's offerings include Health Insurance, Life Insurance, Motor Insurance, Casualty Insurance, Engineering Insurance, Property Insurance, Marine Insurance, andTravel Insurance. Geographically, the company mainly operates in Jordan.
71GF Score

Get the complete analysis for AMM:JOIN

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.70
Price
JOD1.12
GF Value