Titan (ATH:TITC) ROA %: 7.60% (As of Dec. 2025) — 108% Above Median


ATH:TITC Titan SA ATH:TITC
87 GF Score
Price €53.00
GF Value €35.60
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Titan ROA %?

Titan ATH:TITC +0.86% 87 ROA % is 7.60% as of Dec. 2025, which is 108% above its 10-year median of 3.65. GuruFocus rates ATH:TITC with a GF Score™ of 87/100 and a GF Value™ of €35.60 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 412 Building Materials companies, Titan ranks better than 80.34% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Titan's annualized Net Income for the quarter that ended in Dec. 2025 was €262 Mil. Titan's average Total Assets over the quarter that ended in Dec. 2025 was €3,447 Mil. Therefore, Titan's annualized ROA % for the quarter that ended in Dec. 2025 was 7.60%.

The historical rank and industry rank for Titan's ROA % or its related term are showing as below:

ATH:TITC' s ROA % Range Over the Past 10 Years
Min: 0.04   Med: 3.65   Max: 8.91
Current: 7.1

During the past 10 years, Titan's highest ROA % was 8.91%. The lowest was 0.04%. And the median was 3.65%.

ATH:TITC's ROA % is ranked better than
80.34% of 412 companies
in the Building Materials industry
Industry Median: 2.345 vs ATH:TITC: 7.10

Titan  (ATH:TITC) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=261.848/3446.9355
=(Net Income / Revenue)*(Revenue / Total Assets)
=(261.848 / 2625.908)*(2625.908 / 3446.9355)
=Net Margin %*Asset Turnover
=9.97 %*0.7618
=7.60 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Titan ROA % Related Terms


Titan ROA % Historical Data

* Premium members only.

The historical data trend for Titan's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Titan ROA % Chart

Titan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 3.87 8.66 8.91 6.97

Titan Quarterly Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.09 2.79 11.90 7.60 6.76

ATH:TITC vs CRH, VMC, MLM: ROA % Comparison

For the Building Materials subindustry, Titan's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Titan ROA % vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Titan's ROA % distribution charts can be found below:

* The bar in red indicates where Titan's ROA % falls into.


ATH:TITC
87GF Score
Titan SA ATH:TITC
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Titan ROA % Calculation

Titan's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=236.291/( (3282.577+3496.024)/ 2 )
=236.291/3389.3005
=6.97 %

Titan's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=261.848/( (3397.847+3496.024)/ 2 )
=261.848/3446.9355
=7.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 7.60% mean?
Titan (ATH:TITC) has a ROA % of 7.60% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Titan and its competitors. This is 108% above median its historical median of 3.65. Over the past decade, Titan's ROA % has ranged from 0.04 to 8.91. According to the industry distribution chart, Titan ranks #81 out of 412 companies in the Building Materials industry, placing it in the top 19.7%.
Is Titan's ROA % too high?
Titan's current ROA % of 7.60% is 108% above median its 10-year median of 3.65. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 8.91. The Building Materials industry median ROA % is 2.35. Titan's value of 7.60% is 224.1% above this industry median. Based on the distribution chart, Titan ranks #81 out of 412 companies in the Building Materials industry, which is in the top quartile — a strong position relative to peers. Overall, Titan has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Titan's ROA % compare to CRH and VMC?
According to the Building Materials industry distribution chart, Titan ranks #81 out of 412 companies for ROA %. This places Titan in the top 20% of its industry — outperforming the majority of peers. The industry median ROA % is 2.35. Titan's value of 7.60% is 224.1% above this benchmark. Historically, Titan's own ROA % has ranged from 0.04 to 8.91 over the past decade. While the company's 10-year median is 3.65 vs. the industry median of 2.35, Titan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Building Materials company?
The median ROA % among Building Materials companies is 2.35, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Titan's current ROA % of 7.60% is 224.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Titan and its competitors. For the Building Materials industry, the median ROA % is 2.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Titan's current ROA % is 7.60%, which is 108% above median its own 10-year median of 3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Titan stock overvalued right now?
Based on GuruFocus' analysis, Titan (ATH:TITC) is currently considered Significantly Overvalued. The stock's GF Value™ is €35.60, compared to a current price of €53.00 — trading 48.9% above its estimated fair value. The current ROA % is 7.60%, which is 108% above median its 10-year median of 3.65 and 224.1% above the Building Materials industry median of 2.35. Titan's overall GF Score™ is 87/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Titan (ATH:TITC), the current ROA % is 7.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Titan (ATH:TITC) Overvalued in 2026?

Based on GuruFocus' analysis, Titan stock appears to be overvalued. The current stock price of €53.00 is trading 48.9% above its estimated GF Value™ of €35.60. GuruFocus considers Titan to be Significantly Overvalued.

Key valuation signals for ATH:TITC:

  • ROA %: 7.60% (108% above median its 10-year median of 3.65)
  • GF Value™: €35.60 vs. price of €53.00 (48.9% above fair value)
  • GF Score™: 87/100 with 6 warning signs
  • Industry Position: 224.1% above the Building Materials median (#81 of 412)

No single metric tells the full story. See the ATH:TITC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Titan Business Description

Address 14 Place Sainte Gudule, Signature City Centre, office 117, Brussels, BEL, 1000
Titan SA is an international business operating in the building and infrastructure materials industry, committed to providing the materials, solutions, and services needed for safe and sustainable homes, buildings, and infrastructure. The company offers construction materials, solutions, and services that enable people to enjoy life while supporting the development of sustainable living environments.
87GF Score

Get the complete analysis for ATH:TITC

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€53.00
Price
€35.60
GF Value